Virgin Money Current Account

ischris85

clivep said:

How do you de-register the app?

I prefer to use my PC for online banking and just getting an OTP text works best for me.

Once the Virgin Money app was installed (for the case of wine) I now have to use it to allow me to continue on the PC.

I wish to de-register the app to return to the OTP verification which I understand can be done in the app. How? On the 'Mobile app access' screen I can see my registered mobile with the option of removing it. Does removing it have the effect of de-registering the app and thereby returning to the OTP method of verification?

You can deregister the mobile by going into the settings on the PC online banking I believe

clivep

ischris85 said:

You can deregister the mobile by going into the settings on the PC online banking I believe

It gives the same 'Mobile app access' opion as was on the mobile. I took the plunge and removed my smartphone and sure enough it's reverted back to sending an OTP to login.

colsten

clivep said:

How do you de-register the app?

I believe it's something you can do in online banking. Under More - Mobile App Access. If this doesn't work for you, call Virgin.

colsten

RG2015 said:

colsten said:

jimjames said:

typistretired said:

Can get better than 0.50% elsewhere

Can you confirm where you can get that for instant access?

Sure. Many of us have legacy instant access accounts still paying at least 1.2%. 

 

Hence your statement saying that you can get better than 0.50% elsewhere is incorrect. You either already have it or you cannot get it.

A bit verbose, I know but this is for the avoidance of doubt.

As we are talking about avoidance of doubt, here is something for the avoidance of doubt:

Nobody said that you can get better elsewhere. Also, I don't already have the interest that I can still get in the account(s) I already have. 

So your statement saying that my statement is incorrect is incorrect 🤣🤣🤣

RG2015

colsten said:

RG2015 said:

colsten said:

jimjames said:

typistretired said:

Can get better than 0.50% elsewhere

Can you confirm where you can get that for instant access?

Sure. Many of us have legacy instant access accounts still paying at least 1.2%. 

 

Hence your statement saying that you can get better than 0.50% elsewhere is incorrect. You either already have it or you cannot get it.

A bit verbose, I know but this is for the avoidance of doubt.

As we are talking about avoidance of doubt, here is something for the avoidance of doubt:

Nobody said that you can get better elsewhere. Also, I don't already have the interest that I can still get in the account(s) I already have. 

So your statement saying that my statement is incorrect is incorrect 🤣🤣🤣

@colsten, Apologies, I made a mistake. It was @typistretired who said "can get better than 0.50% elsewhere".

I inferred that they were saying such accounts were currently available. I believe that by their question, @jimjames also read more into the comment than was actually said.

colsten

@typistretired can defend themselves but I would say they did not mean to say, and definitely didn't say, that people can currently open instant access accounts paying more than 0.5%. They were responding to the question as to why people don't appear to be making much use of the Virgin attached savers - - to which one very reasonable answer is that people can get better than 0.50% elsewhere. The most obvious 'elsewhere' is legacy instant access accounts, but there are also current accounts as well as quasi-instant access Regular Savers that people can still open now, and then there are quite a number of accounts which might not offer instant access but do offer substantially better interest (anything from double to 6 times 0.5%) and which can be applied for by everybody. These kinds of accounts are the reason why I am not tempted to keep a penny in the Virgin attached savers.

I pray to God we'll soon be out of those interest and stay-at-home doldrums so we can move on to more exciting discussions......

wiseonesomeofthetime

I have just opened a fourth VM Current Account, so another grand can earn a bit extra interest . . . . . for now!

veryintrigued

wiseonesomeofthetime said:

I have just opened a fourth VM Current Account, so another grand can earn a bit extra interest . . . . . for now!

Why would you highlight this?

wiseonesomeofthetime

Because others have questioned how many can be opened.

Sorry if it does not interest you.

veryintrigued

wiseonesomeofthetime said:

Because others have questioned how many can be opened.

Sorry if it does not interest you.

Ah right.

Thought it was a stand-alone brag that risks killing a golden goose.

My mistake