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The "Save 12k in 2020" Thread!
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Hi
#71 my August total was £922.ThanksOn a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)3 -
I've saved at least £1098.31 in August. I'm not sure for definite, I could have saved an additional £150 through work share-save scheme but I need to check to make sure I've not counted a deposit twice (cashing out early to take advantage of a better deal next year has complicated things and I'll need to check to make sure).
That puts me now at at least 84% and on track to meet, or dare I say beat, my target by the end of the year.
I'll update the form in a sec.
EDIT: checked my budget for September, it's going to be a tighter month as I have 3 family birthdays to plan in, plus the day trips to plan in - pandemic permitting of course.
Hoping to reach £9000 total saved by the end of the month with anything over that a brucey bonus!Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)3 -
#25 reporting in for August. Submitted the information on the Google form.
Managed to save £122 this month, which is pretty good when I still have no income from working (currently job hunting and I have too much in savings to qualify for JSA). September should be a better month as I have some dividend payments due, though I do need to get my car serviced and MOT'd before the end of the year so might reserve some of those dividends for that.
I suspect I will miss my target too for this year.
Save £12k in 2023 #17: £19,085/£24,000 (79%)
Save £12k in 2022 #5: £18,007/£18,000 (100%)
Save £12k in 2021 #17: £18,012/£18,000 (100%)
Save £12k in 2020 #25: £15,522/£15,000 (103%)
Save £12k in 2019 #112: £10,963/£10,500 (104%)3 -
#22 reporting in with savings of £624.02 for August and form updated. Pretty pleased with that since we had another dental bill of £790 to pay for my wife this month. Should be a better figure next month.3
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Hi,
#003 declaring £500 for September. I've submitted the form also.
Thanks
Kev3 -
Declaring £250.00 for August, slowly its getting there, just not as much as I have saved previous years, but I have had a few maturing balance transfers to pay off this year.
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%4 -
#147 Regular saver of £250 for September for the beginning of the month finances. I doubt I'll be back as my circumstances are changing but you never know. Form updated
Thanks slowlyfadingMFW 2025 #32 £4,006.43/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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In the spirit of paying myself first, savings contributions for September are as follows (I've updated the easy update form):
DD JISA - £100
DS JISA - £100
Sharesave Scheme - £220
Sharematch Scheme - £30
Personal ISA - £600
September total - £1,050
2020 total - £7,016
Need to save an average of £1.6k a month now to hit the target by end of December... not looking great unless I can find some stuff to sell!! Hope everyone else is doing ok!Save £12k in 2023 #51 - £20,411.96/£15k (136.08%)
Save £12k in 2024 #24 - £19,331.23/£20k (96.66%)
Save £12k in 2025 #53 - £12,395/£20k (39%)
I built a new salary tool to help explain deductions and tax brackets. Try it here: salarytools.co.uk4 -
Hi no 60 reporting £399 saved for August. Form sent in thanks slowlyfadingIt is the job that is never started that takes the longest to finish. Tolkien.Save 12k in 2025 No 18 365 1p challenge 2025 No 23
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£1335 saved this month. £600 was theatre tickets monies returned.
£21,638.98 saved. This is normally what I would save in three years. Covid 19 with no travelIng to far away places, no meals out with friends (walks instead) and less Shopping/spending - it is amazing the difference.Middle of this month - have a big bill £500 to pay so this will wipe out what I save into my regular saver. So not expecting much in the way of savings next month.Left my part time salaried job, now full time self employed for the first time. Have worked for employerS for 33 years, last year started my own company and dipped my toe in. I have now taken the plunge.2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge7
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