The "Save 12k in 2020" Thread!

Gizmo70

#25 reporting in for April. Only £198 saved this month, it would have been negative if not for an early fund maturity - not much income but not much spending either. May is a bit uncertain and I am expecting some dividend payments in June, I'm just not sure how many will pay out yet
The good news is that I'm 55% to my annual target of £10,500, so have some room for movement.

george4064

george4064 said:

#21 reporting £5,225.20 for March.

Discretionary bonus from work included in March pay packet, and usual regular saving, AVCs and other payments went through as normal.

What I did do this month was make extra contributions to my S&S ISA from cash held in Marcus, and I will (for the first time ever) use up the full ISA allowance for the 2019/2020 tax year! S&S ISA contributions have been used to rebalance the portfolio, buying more shares in the investment trusts and ETFs that I own.

I have got a HSBC 5% RS maturing in April and a First Direct 5% RS maturing in May, really not inspired by the new RS rates so I need to have a think about where to move them once they mature. I probably will end up opening them both again at 2.75% but its such a drop from the previous 5%!

Similar to geoffers4, I don't count any S&S ISA gains/losses to my monthly amounts so no effect here and certainly keeping to the same course with managing my portfolio.

#21 reporting £1,271.23 for April.

Made some large new contributions to my S&S ISA in March and April, so whilst my net cash balance has decreased my grand total is improving. S&S ISA fell 10% in February and another 10% in March, whilst April it bounced back 8.6%. Note that my S&S ISA performance is a price performance and isn't a simply a change in value calculation.

Thought it might be useful to show how I calculate my monthly amount saved for this challenge = [Change in bank balances + Change in P2P balances* + Change in Credit Card Balances) + ISA contributions^ + AVCs + SIP Contribution]

Notes:
* Includes value of loans and cash balance, excludes non-performing or defaulted loans
^ Purely only new money added to ISA, hence any performance good or bad is excluded from this challenge.
1. SIP = Share Incentive Plan (not SIPP!)
2. Mortgage payments don't count, however overpayments would count.
3. Bank balances include any interest earned

KeepOnKnitting

Reporting in for April at £774.97 (form submitted). Better than non-lockdown, but not as good as I had hoped. Catface has had cystitis resulting in vet bills and other expenses for her, and work have forgotten to pay my overtime, so that's now on hold until May payday. No socialising has meant my costs have gone down, but work are paying commuting costs as a sweetener for having to be on the frontline in a pandemic. Overall still just thankful to be working and saving at this time.

frugalandsave

Bit late for March its only been £25 for that month. A few things to pay for with the car resulted in hardly any saving. 
Month of April far better with a bonus coming my way. Total: £1575
Total for the year: £3463
Target is : £8000
I make some regular contribution to Lisa, Sipp & Work Pension. This i dont report in the numbers, as i only count cash which i can access if required. 

jen49

#9 reporting or April £1025 - better than I thought as I haven't actually been into town to deposit any money

A_Random_Man

#37 Reporting £723.66 for April I would like to save more but can't due to pandemic 

ilselm

#31 here having submitted the form with a £4,537 update for May. Thanks, 

clowning

#66 reporting for April total of 1694.95. I will submit the form now.
This is made up from 1650 into monthly savers. 31.84 interest from a maturing monthly saver and 13.11 from interest on my general current accounts.
Thank you SF 

Merlin's_Beard

£1112.03 for April - small loss due to furlough but two maturing regular savers (last 5% interest for a while, I think), and one cash ISA interest have more than made up for that. Well done April 2019 me, you set me up well.  May should be an excellent month as the £1000 bonus will appear in my LISA, hopefully, so furlough isn't hitting just yet.

Karen's_girl

#48 reporting £200 for May. Am very fortunate to be able to still do this in the current climate. Stay safe everybody.