We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Delightful December's NSD Challenge!
Comments
-
December
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
December targets
beanielou 4/15
bestlifenow 1/7
borollan 2/15
cathybird 3/15
delta13 2/12
Donkids22 1/10
Dottles1 1/8
Happy Monday 1/10
Honeysucklelou2 2/10
Ivysmom 1/10
MoneysavingmadGem 1/12
Ms W 1/15
Munchin 0/10
Optimistic Saver 3/20
Purplemumof2 0/10
Saver-upper 1/12
scotmumof3 0/12
shopaholicnumber1 1/15
SSDD23 4/15
Thistimearound 1/12
Vanlady 2/12
Wishus 1/10
:j ALL WELCOME TO JOIN!! :j0 -
I'm going for NSD 3 today and then tomorrow won't be because I'm heading out for drinks with a colleague (hopefully).
0 -
3/15 today x0
-
Hello everyone. I've just come across this lovely thread!
I wonder if I can join you all for December? I'll go for ....oooooh.....difficult to know seen as its xmas, but ill go for 12 NSD and my spend days will include everything except petrol.
Sometimes I take part in the Grocery Challenge and I love the challenge of NSD and staying out of the shops!
So far I have had 2 NSD this month. Tomorrow won't be as Im doing some shopping for DM so will pick up a couple of things whilst I'm there.
Thank you cathybird.
Ps BorrillIan - love your motto of " admire not aquire".0 -
Hello everyone. I've just come across this lovely thread!
I wonder if I can join you all for December? I'll go for ....oooooh.....difficult to know seen as its xmas, but ill go for 12 NSD and my spend days will include everything except petrol.
Sometimes I take part in the Grocery Challenge and I love the challenge of NSD and staying out of the shops!
So far I have had 2 NSD this month. Tomorrow won't be as Im doing some shopping for DM so will pick up a couple of things whilst I'm there.
Thank you cathybird.
Ps BorrillIan - love your motto of " admire not aquire".
Hello Vanlady
:wave: and you'd be most welcome to join us for December!
I've added you to the list, well done on your NSDs so far
:T:T 0 -
A NSD for me today - on account of not leaving the house
. So 3/20 so far. March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
NSD no 4 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0 -
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
Optimistic_Saver wrote: »A NSD for me today - on account of not leaving the house
. So 3/20 so far.
Well done Optimistic Saver!
:T:T I was working from home today and didn't leave the house either!
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards


