We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Delightful December's NSD Challenge!

1…5681011…50

Comments

  • borollan
    borollan Posts: 209 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Still on one

    Went to ikea yesterday for the toddlers train set and I got loose in the cushion covers ... my bad ... near the checkout I put the bliddy things down ... my good

    His nibs only went and picked the blooming things up and put them on the conveyor belt thinking I’d dropped em
    Stop Buying **** We Don't Need :D
  • cathybird
    cathybird Posts: 16,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    borollan wrote: »
    Still on one

    Went to ikea yesterday for the toddlers train set and I got loose in the cushion covers ... my bad ... near the checkout I put the bliddy things down ... my good

    His nibs only went and picked the blooming things up and put them on the conveyor belt thinking I’d dropped em


    Oh dear borollan! :rotfl:He was hoping to be helpful, I guess? ... I had a similar experience yesterday, looked at something in the Cyber Monday sales, nearly thought "yes" but in the end thought "no". Luckily no one picked it up and put it through for me! Well done you for putting them down though - that's self-control :j:j:)
  • beanielou
    beanielou Posts: 98,945 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 3 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • cathybird
    cathybird Posts: 16,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    No 3 today.


    Well done beanielou :) :T:T
  • Optimistic_Saver
    Optimistic_Saver Posts: 343 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 3 December 2019 at 11:57PM
    So... I almost avoided spending today. But ended up shelling out £3.13 - on a personalised card for my niece's birthday (using a discount code from the MSE latest email with Card Factory), some milk and a bag of strong white flour, so OH can start making our bread.
    Tomorrow looks good, as am working from home. And have finished scouring the MSE email now. :rotfl:
    On a positive note, just made £50 opening a new TSB bank account....:T
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • Dottles1
    Dottles1 Posts: 495 Forumite
    Part of the Furniture 100 Posts Name Dropper
    I'm out of the blocks, first NSD of the month for me
    CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
    CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
    CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
    O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
    CC4 Aug 2020 £0
    Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £0
  • cathybird
    cathybird Posts: 16,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dottles1 wrote: »
    I'm out of the blocks, first NSD of the month for me


    Well done Dottles1 :) :T:T
  • cathybird
    cathybird Posts: 16,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Optimistic_Saver wrote: »
    So... I almost avoided spending today. But ended up shelling out £3.13 on a personalised card for my niece's birthday (using a discount code from the MSE latest email with Card Factory), some milk and a bag of strong white flour, so OH can start making our bread.
    Tomorrow looks good, as am working from home. And have finished scouring the MSE email now. :rotfl:
    On a positive note, just made £50 opening a new TSB bank account....:T


    Sounds like a pretty low-spend day to me, Optimistic Saver - in fact you're in profit with the TSB bonus! So you've done well :) :j
  • Optimistic_Saver
    Optimistic_Saver Posts: 343 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    cathybird wrote: »
    Sounds like a pretty low-spend day to me, Optimistic Saver - in fact you're in profit with the TSB bonus! So you've done well :) :j

    Thanks cathybird! And well done on your NSD. :dance::dance:
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • shopaholicnumber1
    shopaholicnumber1 Posts: 153 Forumite
    Part of the Furniture 100 Posts
    Phew! Finally managed my first NSD yesterday so I'm on 1!! Fingers crossed today will be one too or I'm never going to make my target!
    Mortgage: £81,154.58 (03/19) - £54,849 (02/24)
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture