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Delightful December's NSD Challenge!
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December
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
December targets
beanielou 5/15
bestlifenow 1/7
borollan 2/15
cathybird 4/15
delta13 3/12
Donkids22 1/10
Dottles1 1/8
Happy Monday 1/10
Honeysucklelou2 2/10
Ivysmom 1/10
MoneysavingmadGem 1/12
Ms W 1/15
Munchin 0/10
Optimistic Saver 4/20
Purplemumof2 0/10
Saver-upper 1/12
scotmumof3 1/12
shopaholicnumber1 3/15
SpekySquarehead 1/12
SSDD23 4/15
Thistimearound 1/12
Vanlady 2/12
Wishus 1/10:j ALL WELCOME TO JOIN!! :j0 -
scotmumof3 wrote: »Hi Everyone :hello:
I'd love to join in and I know I'm a little late so I will aim for 12 days this month. Most of the Christmas shopping is done thankfully so I hope this will be doable.
Hope you are all doing well and keeping your purses/wallets closed:)
Hi scotmumof3:wave: Welcome to the thread! It's lovely that you'd like to join us. I've added you to the list
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"Hello Vanlady!!!and you'd be most welcome to join us for December!!!I've added you to the list, well done on your NSDs so far"
Thank you cathybird.
Today was a spend day, as I predicted. Only about £3.50 in morries, but a spend is a spend. I think tomorrow will be too as we have almost run out of frozen peas and don't think they can wait till our next big shop.
Note to self: make a proper inventory before going shopping;)0 -
Today was a spend day, as I predicted. Only about £3.50 in morries, but a spend is a spend. I think tomorrow will be too as we have almost run out of frozen peas and don't think they can wait till our next big shop.
Note to self: make a proper inventory before going shopping;)
Vanlady, supermarket shopping is so tricky I think, because you almost invariably see items where you think to yourself "maybe I need that, I'm not sure if I'm running out" and then half the time when you get it home you didn't need it. Meanwhile you forget items you actually did need! It's good to make a list, though even lists are not foolproof.0 -
No 5 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Day 1 done.:j Didn;t leave the house today as the weather was horrible so tomorrow will be the first real challenge :eek:Debt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/200 -
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Another NSD for me today - and this one involved going inside several supermarkets. Using various freebie vouchers and receipt Cashback offers. Never been able to practice this level of restraint before. :A
Now on 4/20 NSDs this month - with another 16 to go....From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.880 -
scotmumof3 wrote: »Day 1 done.:j Didn;t leave the house today as the weather was horrible so tomorrow will be the first real challenge :eek:
Well done scotmumof3:T:T Personally speaking I love not leaving the house! Really much cosier at this time of year than going out.
I know posting here is going to keep me in check and make me accountable (hopefully:D)
I love the fact that so many of the challenges on MSE are so helpful0
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