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Delightful December's NSD Challenge!

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Comments

  • cathybird
    cathybird Posts: 16,479 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 December 2019 at 11:31AM
    December

    NXw3UtD.gif = off to a start!

    KGtHOcB.gif = five days

    uT2NDvk.gif = 10 days


    gJQ6iVw.gif = 15 days

    PRJRcMS.gif = 20 days

    jcHugCJ.gif = target reached


    FBXyPmC.gif = target beaten


    December targets

    beanielou 5/15 NXw3UtD.gifKGtHOcB.gif
    bestlifenow 1/7 NXw3UtD.gif
    borollan 2/15 NXw3UtD.gif
    cathybird 4/15 NXw3UtD.gif
    delta13 3/12 NXw3UtD.gif
    Donkids22 1/10 NXw3UtD.gif
    Dottles1 1/8 NXw3UtD.gif
    Happy Monday 1/10 NXw3UtD.gif
    Honeysucklelou2 2/10 NXw3UtD.gif
    Ivysmom 1/10 NXw3UtD.gif
    MoneysavingmadGem 1/12 NXw3UtD.gif
    Ms W 1/15 NXw3UtD.gif

    Munchin 0/10
    Optimistic Saver 4/20 NXw3UtD.gif

    Purplemumof2 0/10
    Saver-upper 1/12 NXw3UtD.gif
    scotmumof3 1/12 NXw3UtD.gif
    shopaholicnumber1 3/15 NXw3UtD.gif
    SpekySquarehead 1/12 NXw3UtD.gif
    SSDD23 4/15 NXw3UtD.gif
    Thistimearound 1/12 NXw3UtD.gif
    Vanlady 2/12 NXw3UtD.gif
    Wishus 1/10 NXw3UtD.gif
    :j ALL WELCOME TO JOIN!! :j
  • cathybird
    cathybird Posts: 16,479 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    scotmumof3 wrote: »
    Hi Everyone :hello:
    I'd love to join in and I know I'm a little late so I will aim for 12 days this month. Most of the Christmas shopping is done thankfully so I hope this will be doable.
    Hope you are all doing well and keeping your purses/wallets closed :):)


    Hi scotmumof3 :) :wave: Welcome to the thread! It's lovely that you'd like to join us. I've added you to the list :)
  • Vanlady
    Vanlady Posts: 261 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    "Hello Vanlady!!!and you'd be most welcome to join us for December!!!I've added you to the list, well done on your NSDs so far"

    Thank you cathybird.

    Today was a spend day, as I predicted. Only about £3.50 in morries, but a spend is a spend. I think tomorrow will be too as we have almost run out of frozen peas and don't think they can wait till our next big shop.
    Note to self: make a proper inventory before going shopping;)
  • cathybird
    cathybird Posts: 16,479 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Vanlady wrote: »
    Today was a spend day, as I predicted. Only about £3.50 in morries, but a spend is a spend. I think tomorrow will be too as we have almost run out of frozen peas and don't think they can wait till our next big shop.
    Note to self: make a proper inventory before going shopping;)


    Vanlady, supermarket shopping is so tricky I think, because you almost invariably see items where you think to yourself "maybe I need that, I'm not sure if I'm running out" and then half the time when you get it home you didn't need it. Meanwhile you forget items you actually did need! It's good to make a list, though even lists are not foolproof. :)
  • beanielou
    beanielou Posts: 99,135 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 5 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Day 1 done.:j Didn;t leave the house today as the weather was horrible so tomorrow will be the first real challenge :eek:
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cathybird wrote: »
    Hi scotmumof3 :) :wave: Welcome to the thread! It's lovely that you'd like to join us. I've added you to the list :)

    Thank you so much cathybird :):). I know posting here is going to keep me in check and make me accountable (hopefully:D)
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • Optimistic_Saver
    Optimistic_Saver Posts: 352 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Another NSD for me today - and this one involved going inside several supermarkets. Using various freebie vouchers and receipt Cashback offers. Never been able to practice this level of restraint before. :A

    Now on 4/20 NSDs this month - with another 16 to go....
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • cathybird
    cathybird Posts: 16,479 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    No 5 today.


    Fantastic effort beanielou, well done you :) :T:T
  • cathybird
    cathybird Posts: 16,479 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 December 2019 at 11:08PM
    scotmumof3 wrote: »
    Day 1 done.:j Didn;t leave the house today as the weather was horrible so tomorrow will be the first real challenge :eek:

    Well done scotmumof3 :) :T:T Personally speaking I love not leaving the house! Really much cosier at this time of year than going out. :)

    I know posting here is going to keep me in check and make me accountable (hopefully:D)


    I love the fact that so many of the challenges on MSE are so helpful :)
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