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Delightful December's NSD Challenge!

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Comments

  • cathybird
    cathybird Posts: 16,477 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Optimistic_Saver wrote: »
    Another NSD for me today - and this one involved going inside several supermarkets. Using various freebie vouchers and receipt Cashback offers. Never been able to practice this level of restraint before. :A

    Now on 4/20 NSDs this month - with another 16 to go....


    Well done Optimistic Saver :) :T:TYou're smashing it! :)
  • Optimistic_Saver
    Optimistic_Saver Posts: 352 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    beanielou wrote: »
    No 5 today.

    Well done beanielou - that's brilliant!!
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • beanielou
    beanielou Posts: 99,128 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Optimistic_Saver wrote: »
    Well done beanielou - that's brilliant!!
    Thanks.
    Being very very skint helps!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
    Not going to be one today, got a shopping list to tick off :rotfl: x
  • SpekySquarehead
    SpekySquarehead Posts: 3,019 Forumite
    Photogenic Debt-free and Proud!
    I'm late to the party thanks to laptop issues but I am here now thanks to a polite and gentle nudge from our lovely host @Cathybirth (thank you)

    I'm going to aim slight ambitious given I've missed the first 5 days. I'm going to go for 12 NSD's this month, which is a tall order as I've loads going on, as most of us do.

    No plans to spend today, so I should manage my first today.
  • shopaholicnumber1
    shopaholicnumber1 Posts: 153 Forumite
    Part of the Furniture 100 Posts
    Finally a couple of NSDs! Wednesday and Thursday both NSD so I'm on 3. Should be one today too as only need budgeted groceries on the way home. :D
    Mortgage: £81,154.58 (03/19) - £54,849 (02/24)
  • cathybird
    cathybird Posts: 16,477 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SpekySquarehead wrote: »
    I'm late to the party thanks to laptop issues but I am here now thanks to a polite and gentle nudge from our lovely host @Cathybirth (thank you)

    I'm going to aim slight ambitious given I've missed the first 5 days. I'm going to go for 12 NSD's this month, which is a tall order as I've loads going on, as most of us do.

    No plans to spend today, so I should manage my first today.

    Yay Speky, so glad to see you :) :wave: and yay for the NSD! :) :T:T Any NSDs are better than none, it seems to me. :) :j
  • cathybird
    cathybird Posts: 16,477 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    shopaholicnumber1 wrote: »
    Finally a couple of NSDs! Wednesday and Thursday both NSD so I'm on 3. Should be one today too as only need budgeted groceries on the way home. :D

    Well done shopaholicnumber1 :) :T:T
  • cathybird
    cathybird Posts: 16,477 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SSDD23 wrote: »
    Not going to be one today, got a shopping list to tick off :rotfl: x


    SSDD23, lists are good! They do help. :) Have fun doing your Christmas shopping, hope it's MSE, if that makes sense :)
  • cathybird
    cathybird Posts: 16,477 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today should be 4/15 for me. :)
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