Delightful December's NSD Challenge!
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2nd NSD for me today. I still have a few gifts to buy so I will be totting up tomorrow and making a list of what I still need to do. Hopefully I will be able to gt a few on Sunday at the xmas fayre I'm going to.
This challenge does help me be more organised.CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
CC4 Aug 2020 £0
Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £00 -
Well done scotmumof3 :T:T, beanielou :T:T and Dottles1 :T:TIn April I am taking a break from buying: Books
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2nd NSD for me today. I still have a few gifts to buy so I will be totting up tomorrow and making a list of what I still need to do. Hopefully I will be able to gt a few on Sunday at the xmas fayre I'm going to.
This challenge does help me be more organised.
Have fun at the Christmas fayre, Dottles1. NSDs help me with organisation too and also with deferring gratification ... sometimes 24 hours is all I need to realise I don't really need or even want something I was thinking about buying.In April I am taking a break from buying: Books
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Beanielou, I'm sure that's true, but I'm equally sure that there are many people equally as skint who are not as disciplined as you in how they deal with it xx
Thank you xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Morning all, 5/15 for me today thanks Happy NSDing, all!In April I am taking a break from buying: Books
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Thursday was NSD 3/10.paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
2024 savings challenge £5/£2000 EF £140. Savings 2 £30.00. Weekly savings envelope #170 -
Well done Honeysucklelou2 :T:TIn April I am taking a break from buying: Books
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Have had a spendy few days but had a NSD today 2/120
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No 7 today.
Having a PJ day.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thistimearound wrote: »Have had a spendy few days but had a NSD today 2/12
Well done Thistimearound :T:TIn April I am taking a break from buying: Books
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