We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Delightful December's NSD Challenge!

Options
1111214161750

Comments

  • Dottles1
    Dottles1 Posts: 495 Forumite
    Part of the Furniture 100 Posts Name Dropper
    2nd NSD for me today. I still have a few gifts to buy so I will be totting up tomorrow and making a list of what I still need to do. Hopefully I will be able to gt a few on Sunday at the xmas fayre I'm going to.
    This challenge does help me be more organised.
    CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
    CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
    CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
    O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
    CC4 Aug 2020 £0
    Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £0
  • cathybird
    cathybird Posts: 15,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done scotmumof3 :) :T:T, beanielou :) :T:T and Dottles1 :) :T:T
  • cathybird
    cathybird Posts: 15,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 December 2019 at 10:51PM
    Dottles1 wrote: »
    2nd NSD for me today. I still have a few gifts to buy so I will be totting up tomorrow and making a list of what I still need to do. Hopefully I will be able to gt a few on Sunday at the xmas fayre I'm going to.
    This challenge does help me be more organised.


    Have fun at the Christmas fayre, Dottles1. :) NSDs help me with organisation too and also with deferring gratification ... sometimes 24 hours is all I need to realise I don't really need or even want something I was thinking about buying.
  • beanielou
    beanielou Posts: 95,466 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    cathybird wrote: »
    Beanielou, I'm sure that's true, but I'm equally sure that there are many people equally as skint who are not as disciplined as you in how they deal with it xx :)

    Thank you :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning all, 5/15 for me today thanks :) Happy NSDing, all!
  • Thursday was NSD 3/10.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • cathybird
    cathybird Posts: 15,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Honeysucklelou2 :) :T:T
  • Have had a spendy few days but had a NSD today 2/12
  • beanielou
    beanielou Posts: 95,466 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 7 today.
    Having a PJ day.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have had a spendy few days but had a NSD today 2/12


    Well done Thistimearound :) :T:T
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.