Delightful December's NSD Challenge!
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December
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
December targets
beanielou 7/15
bestlifenow 2/7
borollan 3/15
cathybird 6/15
delta13 4/12
Donkids22 1/10
Dottles1 3/8
Happy Monday 3/10
Honeysucklelou2 4/10
Ivysmom 1/10
MoneysavingmadGem 4/12
Ms W 4/15
Munchin 0/10
Optimistic Saver 7/20
Saver-upper 1/12
scotmumof3 3/12
shopaholicnumber1 4/15
SpekySquarehead 1/12
SSDD23 4/15
Thistimearound 2/12
Vanlady 2/12
Wishus 1/10:j ALL WELCOME TO JOIN!! :jIn April I am taking a break from buying: Books
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Oh it's not good this month ... had a NSD on Friday (as I don't count standard, budgeted weekly groceries. Saturday I was at the hairdresser and Sunday I finished off the Christmas shopping pretty much. Both of these were budgeted (as I budget for absolutely everything!) but I won't count these as NSD's. So its the 9th of the month and I'm only on 4 NSD's ... dismal effort! On the up side, I should get a couple in this week (works "lunch do" on Wednesday so will need to pay for that, and need some batteries for the oustide lights but fingers crossed that it is this week!). Am so impressed with those of you (you know who you are Beanie!) who are managing so many NSD's - well done you! :beer:Mortgage: £81,154.58 (03/19) - £54,849 (02/24)0
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shopaholicnumber1 wrote: »Oh it's not good this month ... had a NSD on Friday (as I don't count standard, budgeted weekly groceries. Saturday I was at the hairdresser and Sunday I finished off the Christmas shopping pretty much. Both of these were budgeted (as I budget for absolutely everything!) but I won't count these as NSD's. So its the 9th of the month and I'm only on 4 NSD's ... dismal effort! On the up side, I should get a couple in this week (works "lunch do" on Wednesday so will need to pay for that, and need some batteries for the oustide lights but fingers crossed that it is this week!). Am so impressed with those of you (you know who you are Beanie!) who are managing so many NSD's - well done you! :beer:In April I am taking a break from buying: Books
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Today is not an NSD for me! Hadn't anticipated spending today but I had to go to the walk in this morning, felt very sorry for myself afterwards and fancied a treat. At least instead of buying something that would rot my teeth or mind, I got something I have needed/ wanted for a while - a haircut!
Oh well. I won't be spending anything tomorrow at least - left over curry for lunch, and I won't be going out in the evenings at all because I'm on the early shifts in work this week - a 5am alarm is enough to put anyone off a late evening out!Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)0 -
Whoop whoop NSD today for me:j.
I took dm to morries and waited out in the car for her to avoid temptation.....except I did a sneaky peek in to see if they still had any of their large boxes of clems at £2, but they'd all gone, so bagged myself a nsd.
So, that's 3/12 for me.
Cathybird, love your method of splitting nsd into the month!0 -
Today is not an NSD for me! Hadn't anticipated spending today but I had to go to the walk in this morning, felt very sorry for myself afterwards and fancied a treat. At least instead of buying something that would rot my teeth or mind, I got something I have needed/ wanted for a while - a haircut!
Oh well. I won't be spending anything tomorrow at least - left over curry for lunch, and I won't be going out in the evenings at all because I'm on the early shifts in work this week - a 5am alarm is enough to put anyone off a late evening out!
delta13, treats are good in my book! However, 5am alarms are not :eek:In April I am taking a break from buying: Books
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Whoop whoop NSD today for me:j.
I took dm to morries and waited out in the car for her to avoid temptation.....except I did a sneaky peek in to see if they still had any of their large boxes of clems at £2, but they'd all gone, so bagged myself a nsd.
So, that's 3/12 for me.
Cathybird, love your method of splitting nsd into the month!
Well done Vanlady :T:T and thanks - I honestly find it really helpful!In April I am taking a break from buying: Books
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Definitely an NSD for me, I am at home and the hatches are battened down, no way I'm going out again or spending anything, quiet night in for me.In April I am taking a break from buying: Books
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Another NSD for me yesterday - but not today as needed to post a birthday present for my niece. So 6/20 and as determined as ever to stay away from online and shop spending. May the NSD Force be with us all this week....:DJune NSDs: 2/150
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Optimistic_Saver wrote: »Another NSD for me yesterday - but not today as needed to post a birthday present for my niece. So 6/20 and as determined as ever to stay away from online and shop spending. May the NSD Force be with us all this week....:D
Well done Optimistic Saver :T:T and indeed may the NSD force be with us :rotfl:In April I am taking a break from buying: Books
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