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Delightful December's NSD Challenge!

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  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 December 2019 at 4:53PM
    December

    NXw3UtD.gif = off to a start!

    KGtHOcB.gif = five days

    uT2NDvk.gif = 10 days

    gJQ6iVw.gif = 15 days

    PRJRcMS.gif = 20 days

    jcHugCJ.gif = target reached


    FBXyPmC.gif = target beaten


    December targets

    beanielou 7/15 NXw3UtD.gifKGtHOcB.gif
    bestlifenow 2/7 NXw3UtD.gif
    borollan 3/15 NXw3UtD.gif
    cathybird 6/15 NXw3UtD.gifKGtHOcB.gif
    delta13 4/12 NXw3UtD.gif
    Donkids22 1/10 NXw3UtD.gif
    Dottles1 3/8 NXw3UtD.gif
    Happy Monday 3/10 NXw3UtD.gif
    Honeysucklelou2 4/10 NXw3UtD.gif
    Ivysmom 1/10 NXw3UtD.gif
    MoneysavingmadGem 4/12 NXw3UtD.gif
    Ms W 4/15 NXw3UtD.gif

    Munchin 0/10
    Optimistic Saver 7/20 NXw3UtD.gifKGtHOcB.gif
    Saver-upper 1/12 NXw3UtD.gif
    scotmumof3 3/12 NXw3UtD.gif
    shopaholicnumber1 4/15 NXw3UtD.gif
    SpekySquarehead 1/12 NXw3UtD.gif
    SSDD23 4/15 NXw3UtD.gif
    Thistimearound 2/12 NXw3UtD.gif
    Vanlady 2/12 NXw3UtD.gif
    Wishus 1/10 NXw3UtD.gif
    :j ALL WELCOME TO JOIN!! :j
  • Oh it's not good this month :( ... had a NSD on Friday (as I don't count standard, budgeted weekly groceries. Saturday I was at the hairdresser and Sunday I finished off the Christmas shopping pretty much. Both of these were budgeted (as I budget for absolutely everything!) but I won't count these as NSD's. So its the 9th of the month and I'm only on 4 NSD's ... dismal effort! On the up side, I should get a couple in this week (works "lunch do" on Wednesday so will need to pay for that, and need some batteries for the oustide lights but fingers crossed that it is this week!). Am so impressed with those of you (you know who you are Beanie!) who are managing so many NSD's - well done you! :beer:
    Mortgage: £81,154.58 (03/19) - £54,849 (02/24)
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh it's not good this month :( ... had a NSD on Friday (as I don't count standard, budgeted weekly groceries. Saturday I was at the hairdresser and Sunday I finished off the Christmas shopping pretty much. Both of these were budgeted (as I budget for absolutely everything!) but I won't count these as NSD's. So its the 9th of the month and I'm only on 4 NSD's ... dismal effort! On the up side, I should get a couple in this week (works "lunch do" on Wednesday so will need to pay for that, and need some batteries for the oustide lights but fingers crossed that it is this week!). Am so impressed with those of you (you know who you are Beanie!) who are managing so many NSD's - well done you! :beer:
    shopaholicnumber1, I always think a helpful way to tackle this challenge is to split the month into 3 lots of 10 days and divvy up your target accordingly. So if you're aiming to do 15 NSDs, you'd do 5 NSDs in the first 10 days, another five in the middle 10 days of the month and then another five in the last 10 days. That way you avoid letting them all bunch up at the end of the month and running out of month. We're on day 9 and you've already got 4 NSDs under your belt. So you're pretty much bang on target. Even if tomorrow is not an NSD, you can catch up pretty easily, especially if you have more NSDs planned in the coming few days. I think you're doing fine! xx :A And well done on NSD number 4! :) :T:T
  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Today is not an NSD for me! Hadn't anticipated spending today but I had to go to the walk in this morning, felt very sorry for myself afterwards and fancied a treat. At least instead of buying something that would rot my teeth or mind, I got something I have needed/ wanted for a while - a haircut!

    Oh well. I won't be spending anything tomorrow at least - left over curry for lunch, and I won't be going out in the evenings at all because I'm on the early shifts in work this week - a 5am alarm is enough to put anyone off a late evening out!
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • Vanlady
    Vanlady Posts: 148 Forumite
    100 Posts Third Anniversary Name Dropper Combo Breaker
    Whoop whoop NSD today for me:j.
    I took dm to morries and waited out in the car for her to avoid temptation.....except I did a sneaky peek in to see if they still had any of their large boxes of clems at £2, but they'd all gone, so bagged myself a nsd.
    So, that's 3/12 for me.

    Cathybird, love your method of splitting nsd into the month!
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    delta13 wrote: »
    Today is not an NSD for me! Hadn't anticipated spending today but I had to go to the walk in this morning, felt very sorry for myself afterwards and fancied a treat. At least instead of buying something that would rot my teeth or mind, I got something I have needed/ wanted for a while - a haircut!

    Oh well. I won't be spending anything tomorrow at least - left over curry for lunch, and I won't be going out in the evenings at all because I'm on the early shifts in work this week - a 5am alarm is enough to put anyone off a late evening out!


    delta13, treats are good in my book! However, 5am alarms are not :eek:
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Vanlady wrote: »
    Whoop whoop NSD today for me:j.
    I took dm to morries and waited out in the car for her to avoid temptation.....except I did a sneaky peek in to see if they still had any of their large boxes of clems at £2, but they'd all gone, so bagged myself a nsd.
    So, that's 3/12 for me.

    Cathybird, love your method of splitting nsd into the month!


    Well done Vanlady :) :T:T and thanks - I honestly find it really helpful!
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Definitely an NSD for me, I am at home and the hatches are battened down, no way I'm going out again or spending anything, quiet night in for me. :)
  • Another NSD for me yesterday - but not today as needed to post a birthday present for my niece. So 6/20 and as determined as ever to stay away from online and shop spending. May the NSD Force be with us all this week....:D
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another NSD for me yesterday - but not today as needed to post a birthday present for my niece. So 6/20 and as determined as ever to stay away from online and shop spending. May the NSD Force be with us all this week....:D


    Well done Optimistic Saver :) :T:T and indeed may the NSD force be with us :rotfl:
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