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Delightful December's NSD Challenge!

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  • beanielou
    beanielou Posts: 95,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    cathy~~Hope you are ok & your medical appointment went well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Pocketed another NSD, taking me to 2.

    I will have to pay £2 for my yoga class this afternoon but as that's a recurring and budgeted for expenditure, it'll save my NSD. Woohoo!
  • :j Actually managed a NSD yesterday! Happy bunny about that - takes me to 5/15 which feels much better :rotfl:
    Mortgage: £81,154.58 (03/19) - £54,849 (02/24)
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Speky :) :T:T and shopaholicnumber1 :) :T:T
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    cathy~~Hope you are ok & your medical appointment went well.


    Aw beanielou, thanks for asking xx :) It was really a routine thing, nothing potentially serious! All is good, hopefully. :)
  • I'm finding it harder this month but having a NSD today 3/12
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm finding it harder this month but having a NSD today 3/12


    December is definitely a tricky month so well done you on the NSD, Thistimearound :) :T:T
  • beanielou
    beanielou Posts: 95,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pocketed another NSD, taking me to 2.

    I will have to pay £2 for my yoga class this afternoon but as that's a recurring and budgeted for expenditure, it'll save my NSD. Woohoo!
    Enjoy~~Namaste.:)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today is not an NSD for me but hopefully tomorrow will be.
  • IvysMom
    IvysMom Posts: 79 Forumite
    Third Anniversary 10 Posts
    Still only managed 1 NSD this month :( I am aiming for zero spend on the days I have set myself as a target. Having a nightmare month so far, both cars needing urgent and unforeseen work (alternator and new gearbox) so what little emergency fund we did have has gone.

    Bright side is that it has made me even more determined to get my debts cleared and emergency fund up to at least £1000 in 2020.
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