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Delightful December's NSD Challenge!

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  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    So much for a NSD! Forgot to take my lunch into work, these early starts take some getting used to!
    At least it was a low-spend day, I think it was less than £4 for lunch and 2 cups of tea.
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi all

    First update for me and I so far I've only managed 1 NSD - I haven't went mad but with Xmas dinners, present shopping etc the pesky NSDs are escaping me. I have another lunch tomorrow and I thought I might capture 1 on Thurs but just remembered I have a dentist appointment. I knew this month would be tough but harder than expected:o.
  • I've been too busy to shop so have managed 6 NSD so far. I was originally thinking of aiming for 10 but I think Ill set a challenge of 15.
    NSD 0/15
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yesterday was a spendy day but today was a NSD so number 4 for me :j
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • No spend day today bringing the total to 5/10.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • cathybird
    cathybird Posts: 15,624 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 December 2019 at 11:35AM
    December

    NXw3UtD.gif = off to a start!

    KGtHOcB.gif = five days

    uT2NDvk.gif = 10 days

    gJQ6iVw.gif = 15 days

    PRJRcMS.gif = 20 days

    jcHugCJ.gif = target reached


    FBXyPmC.gif = target beaten


    December targets

    beanielou 8/15 NXw3UtD.gifKGtHOcB.gif
    bestlifenow 2/7 NXw3UtD.gif
    borollan 3/15 NXw3UtD.gif
    cathybird 6/15 NXw3UtD.gifKGtHOcB.gif
    delta13 4/12 NXw3UtD.gif
    Donkids22 1/10 NXw3UtD.gif
    Dottles1 3/8 NXw3UtD.gif
    Fivenations 6/15 NXw3UtD.gifKGtHOcB.gif
    Happy Monday 3/10 NXw3UtD.gif
    Honeysucklelou2 5/10 NXw3UtD.gifKGtHOcB.gif
    Ivysmom 1/10 NXw3UtD.gif
    MoneysavingmadGem 4/12 NXw3UtD.gif
    Ms W 4/15 NXw3UtD.gif
    Munchin 1/10 NXw3UtD.gif
    Optimistic Saver 7/20 NXw3UtD.gifKGtHOcB.gif
    Saver-upper 1/12 NXw3UtD.gif
    scotmumof3 4/12 NXw3UtD.gif
    shopaholicnumber1 5/15 NXw3UtD.gifKGtHOcB.gif
    SpekySquarehead 2/12 NXw3UtD.gif
    SSDD23 4/15 NXw3UtD.gif
    Thistimearound 3/12 NXw3UtD.gif
    Vanlady 2/12 NXw3UtD.gif
    Wishus 1/10 NXw3UtD.gif
    :j ALL WELCOME TO JOIN!! :j
  • cathybird
    cathybird Posts: 15,624 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    delta13 wrote: »
    So much for a NSD! Forgot to take my lunch into work, these early starts take some getting used to!
    At least it was a low-spend day, I think it was less than £4 for lunch and 2 cups of tea.


    delta13, I'm sure if I had to get up at 5am I'd forget my own head! You did really well to keep it to £4 (plus tea). :)

    Munchin wrote: »
    Hi all

    First update for me and I so far I've only managed 1 NSD - I haven't went mad but with Xmas dinners, present shopping etc the pesky NSDs are escaping me. I have another lunch tomorrow and I thought I might capture 1 on Thurs but just remembered I have a dentist appointment. I knew this month would be tough but harder than expected:o.


    Well done on your NSD Munchin :) :T:T and you did say you'd have a tough start to the month but there's still lots of December left, go for it :) :j:j

    I've been too busy to shop so have managed 6 NSD so far. I was originally thinking of aiming for 10 but I think Ill set a challenge of 15.


    hi Fivenations :) :wave: and good to hear from you! Well done on the NSDs :) :T:T

    scotmumof3 wrote: »
    Yesterday was a spendy day but today was a NSD so number 4 for me :j
    No spend day today bringing the total to 5/10.


    Well done scotmumof3 :) :T:T and Honeysucklelou2 :) :T:T


    Good to see so many people giving updates this evening :)
  • beanielou
    beanielou Posts: 95,493 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    NSD no 8 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Vanlady
    Vanlady Posts: 148 Forumite
    100 Posts Third Anniversary Name Dropper Combo Breaker
    Evening everyone.
    A quick report in.
    Today was unfortunately a spend day, not planned at all, and I really HATE shopping, not my favourite pastime.
    So I'm still on 3/12.
    Oh well, tomorrow's another day....:)
  • cathybird
    cathybird Posts: 15,624 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 December 2019 at 10:09AM
    beanielou wrote: »
    NSD no 8 today.


    Well done beanielou! :) :T:T

    Vanlady wrote: »
    Evening everyone.
    A quick report in.
    Today was unfortunately a spend day, not planned at all, and I really HATE shopping, not my favourite pastime.
    So I'm still on 3/12.
    Oh well, tomorrow's another day....:)


    Vanlady, I hate shopping too, especially at this time of year - the crowds make it a nightmare. Luckily tomorrow is definitely another day!
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