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Delightful December's NSD Challenge!

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Comments

  • Happy_Monday
    Happy_Monday Posts: 288 Forumite
    100 Posts Second Anniversary
    Happy Monday everyone, Happy Monday checking in to claim my first no spend day 1/10. I’m hoping to bag Wednesday, Thursday and Friday if I can, well that’s the plan!

    Have a lovely frugal week everyone xxx
  • cathybird
    cathybird Posts: 16,447 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ms_W wrote: »
    thank you for your replies.
    I think I will do all days that I spend any money even for groceries and petrol etc, as really I don't spend much on anything else. Will just have to do both jobs on the same day.
    please put me down for 15 as it is Christmas and that will give me an idea for 2020
    no shops yesterday.
    milk and bananas shop plus petrol today


    Great Ms W, welcome to the challenge, and well done on your first NSD! :) :T:T
  • cathybird
    cathybird Posts: 16,447 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 December 2019 at 6:59PM
    Happy_Monday wrote: »
    Happy Monday everyone, Happy Monday checking in to claim my first no spend day 1/10. I’m hoping to bag Wednesday, Thursday and Friday if I can, well that’s the plan!

    Have a lovely frugal week everyone xxx

    Well done Happy Monday :) :T:T and here's hoping to a frugal week for all of us from me too :beer: :A
  • beanielou
    beanielou Posts: 98,968 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 2 for me today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • cathybird
    cathybird Posts: 16,447 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    No 2 for me today.


    Well done beanielou :) :T:T
  • Happy_Monday
    Happy_Monday Posts: 288 Forumite
    100 Posts Second Anniversary
    How did you get on at the opticians Cathybird? X
  • Optimistic_Saver
    Optimistic_Saver Posts: 343 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Hello all - a second NSD for me, as visiting family today. So, no shiny shops or email 'special offers' to distract me from my no spend focus.
    Not sure what tomorrow will hold, as am working in town. But have made my lunch to try and keep me away from town centre shopping temptation. Fingers crossed. :A
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • cathybird
    cathybird Posts: 16,447 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Optimistic_Saver wrote: »
    Hello all - a second NSD for me, as visiting family today. So, no shiny shops or email 'special offers' to distract me from my no spend focus.
    Not sure what tomorrow will hold, as am working in town. But have made my lunch to try and keep me away from town centre shopping temptation. Fingers crossed. :A


    Well done Optimistic Saver :) :T:T Making lunch and taking it with you to work is such a good way of saving money over time. :)
  • cathybird
    cathybird Posts: 16,447 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy_Monday wrote: »
    How did you get on at the opticians Cathybird? X


    Aw thanks for asking Happy Monday :) It was as I thought, I need new lenses, but my eyes generally seem in good health, so that's a plus. I have been putting off going to the optician for a while but I couldn't put it off forever. Needs must :)
  • MoneysavingmadGem
    MoneysavingmadGem Posts: 219 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Thanks for new thread!

    Had a spendy weekend as visiting family with bf and his 2 little ones including a frost fayre so face painting and rides kept them happy, plus lunch out.

    But today back on it today 1st nsd!
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