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Delightful December's NSD Challenge!

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  • Happy Monday everyone, Happy Monday checking in to claim my first no spend day 1/10. I’m hoping to bag Wednesday, Thursday and Friday if I can, well that’s the plan!

    Have a lovely frugal week everyone xxx
  • cathybird
    cathybird Posts: 15,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ms_W wrote: »
    thank you for your replies.
    I think I will do all days that I spend any money even for groceries and petrol etc, as really I don't spend much on anything else. Will just have to do both jobs on the same day.
    please put me down for 15 as it is Christmas and that will give me an idea for 2020
    no shops yesterday.
    milk and bananas shop plus petrol today


    Great Ms W, welcome to the challenge, and well done on your first NSD! :) :T:T
  • cathybird
    cathybird Posts: 15,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 December 2019 at 6:59PM
    Happy Monday everyone, Happy Monday checking in to claim my first no spend day 1/10. I’m hoping to bag Wednesday, Thursday and Friday if I can, well that’s the plan!

    Have a lovely frugal week everyone xxx

    Well done Happy Monday :) :T:T and here's hoping to a frugal week for all of us from me too :beer: :A
  • beanielou
    beanielou Posts: 95,434 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 2 for me today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    No 2 for me today.


    Well done beanielou :) :T:T
  • How did you get on at the opticians Cathybird? X
  • Hello all - a second NSD for me, as visiting family today. So, no shiny shops or email 'special offers' to distract me from my no spend focus.
    Not sure what tomorrow will hold, as am working in town. But have made my lunch to try and keep me away from town centre shopping temptation. Fingers crossed. :A
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • cathybird
    cathybird Posts: 15,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hello all - a second NSD for me, as visiting family today. So, no shiny shops or email 'special offers' to distract me from my no spend focus.
    Not sure what tomorrow will hold, as am working in town. But have made my lunch to try and keep me away from town centre shopping temptation. Fingers crossed. :A


    Well done Optimistic Saver :) :T:T Making lunch and taking it with you to work is such a good way of saving money over time. :)
  • cathybird
    cathybird Posts: 15,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How did you get on at the opticians Cathybird? X


    Aw thanks for asking Happy Monday :) It was as I thought, I need new lenses, but my eyes generally seem in good health, so that's a plus. I have been putting off going to the optician for a while but I couldn't put it off forever. Needs must :)
  • Thanks for new thread!

    Had a spendy weekend as visiting family with bf and his 2 little ones including a frost fayre so face painting and rides kept them happy, plus lunch out.

    But today back on it today 1st nsd!
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