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Delightful December's NSD Challenge!
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Oh dear beanielou! I'm sorry to hear that. My lunch wasn't fantastic but at least it was free. The work canteen does it every year, offers a roast turkey lunch with wine. I'm not a huge fan of turkey or brussel sprouts but overall it was pretty nice really. Pudding you did have to pay for but when I asked about it the lady said "happy Christmas" and just gave it to me, plus an extra glass of wine! I can't complain. Why was yours so bad, or would you rather not say at this point?
Everything was just dire.
Couldent get parked at first.
The food was cold.
There was not enough room at the table...........
Blah blah.
Shudders.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
December
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
December targets
beanielou 15/15
bestlifenow 2/7
borollan 7/15
cathybird 11/15
delta13 6/12
Donkids22 5/10
Dottles1 8/8
Fivenations 6/15
Happy Monday 3/10
Honeysucklelou2 6/10
Ivysmom 4/10
MoneysavingmadGem 4/12
Ms W 4/15
Munchin 4/10
Optimistic Saver 14/20
Saver-upper 1/12
scotmumof3 7/12
shopaholicnumber1 10/15
SpekySquarehead 7/12
SSDD23 7/15
Thistimearound 6/12
Vanlady 9/12
Wishus 1/10 :j ALL WELCOME TO JOIN!! :j0 -
Spendy day for me today - I have to get some mince pies and nuts at lunchtime. That should be it, I hope.
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Today was meant to be day 7 but I've been informed by the OH that his friends have invited us for dinner this evening, so that's gone out the window and I'm still on 6/12. However I won't be spending any money over the weekend, so come Monday evening I should be on 8, or even fingers crossed - 9! Will let you know how it goes.
Away for the weekend now, hope everyone has a good one and it's not too stressful just before Christmas!Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)0 -
Today was meant to be day 7 but I've been informed by the OH that his friends have invited us for dinner this evening, so that's gone out the window and I'm still on 6/12. However I won't be spending any money over the weekend, so come Monday evening I should be on 8, or even fingers crossed - 9! Will let you know how it goes.
Away for the weekend now, hope everyone has a good one and it's not too stressful just before Christmas!
Have a great weekend away delta13 0 -
Girls night out!
Bting it on!!
Not a NSD!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thursday was a NSD for me. Target reached !!
I will be going away on 23rd so please could you put me down for 12 for January. This thread really helps me to keep on the straight and narrow.
Merry Christmas allCC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
CC4 Aug 2020 £0
Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £00 -
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