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Delightful December's NSD Challenge!
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Another NSD for me today, so 11/15.0
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Not sure if today will be one.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Late in updating but Wednesday was a NSD, helped by the fact I left my purse at home
, making 6/10 NSDs thus far for this month. Struggled to have made any other NSDs as one child or another has needed secret santa gifts bought for their various form/ friendship group. I think each child had at least 2 secret santas if not 3 so spending has taken a hit
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paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
Honeysucklelou2 wrote: »Late in updating but Wednesday was a NSD, helped by the fact I left my purse at home
, making 6/10 NSDs thus far for this month. Struggled to have made any other NSDs as one child or another has needed secret santa gifts bought for their various form/ friendship group. I think each child had at least 2 secret santas if not 3 so spending has taken a hit
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Honeysucklelou2, well done on the NSD:T:T and I think the last week in the runup to Christmas is always incredibly tricky for last-minute spending, you're still doing really well
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Hi everyone.
I feel for you Honeysuckle, as cathybird says, Xmas is a very tricky time when you have young ones ( all mine are grown up now so I just give money and small foodie gifts, very easy).
Yesterday wasn't a NSD but today is; bringing me to 9/12. I'm hoping that tomorrow will be too.
But Monday definately won't be as that's when I'll do my last fresh shopping, just a few bits needed. Dreading it really as the SMs are choca aren't they, car parks are in chaos where I live, it seems people are panic buying:eek:0 -
Another NSD for me today, so 14/20. Hopefully tomorrow and Monday, too. But not entirely convinced I won't get lured into a supermarket between now and Tuesday....From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.880 -
Hi everyone.
I feel for you Honeysuckle, as cathybird says, Xmas is a very tricky time when you have young ones ( all mine are grown up now so I just give money and small foodie gifts, very easy).
Yesterday wasn't a NSD but today is; bringing me to 9/12. I'm hoping that tomorrow will be too.
But Monday definately won't be as that's when I'll do my last fresh shopping, just a few bits needed. Dreading it really as the SMs are choca aren't they, car parks are in chaos where I live, it seems people are panic buying:eek:
Well done Vanlady:j:j and I agree with you on the panic buying, which I find odd in a way - I know everyone wants Christmas to be a lovely day and go off without any major hitches but it is only one day, the shops are open again on Boxing Day, the chances of people starving are slim, you know? But then it's stressful if you're entertaining a largeish number of people, or if family getting together is usually fraught. So I get it in a way.
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Optimistic_Saver wrote: »Another NSD for me today, so 14/20. Hopefully tomorrow and Monday, too. But not entirely convinced I won't get lured into a supermarket between now and Tuesday....
Well done Optimistic Saver:j:j and go for it this week
Do you not find supermarkets rather crowded and stressful at this time of year? I do
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Well done Optimistic Saver
:j:j and go for it this week
Do you not find supermarkets rather crowded and stressful at this time of year? I do
Indeed I do, cathybird. We have a click and collect to pick up tomorrow (6 bottles of fizz on the Asda 25% off wine offer, my husband is paying - yippee). Doubly motivated to save money and NOT step food inside a supermarket, with all that last minute stressy shopping and crammed car parks. BUT think we might need a fruit and dairy top-up before Wednesday..... arghhhhh :rotfl:From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.880
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