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Delightful December's NSD Challenge!
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Hello everyone, sorry I’ve been missing on this thread, I think I was being a bit too optimistic with my NSD count. Just back from holiday in Spain, and I’ve done NO food shopping or Christmas prep........going to skip the rest of the month and start again in January.
Hope everyone is doing ok xx0 -
beanielou, how was your girls' night out? ...
It was good.
Good music, food, company, prosseco & raspberry gin:D
Way way over budget though:eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Today was 16 I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy_Monday wrote: »Hello everyone, sorry I’ve been missing on this thread, I think I was being a bit too optimistic with my NSD count. Just back from holiday in Spain, and I’ve done NO food shopping or Christmas prep........going to skip the rest of the month and start again in January.
Hope everyone is doing ok xx
hi Happy Monday! :wave: We missed you! I hope you had a great holiday and we'll see you again in January, have a lovely Christmas x 0 -
It was good.
Good music, food, company, prosseco & raspberry gin:D
Way way over budget though:eek:
Sounds completely great beanielou :beer: I get what you're saying on the budget but sometimes it's got to be done!
Well done on the NSD and beating your target, brilliant stuff :T:T:j:j:A0 -
Morning all, well I realised late yesterday that I have totally forgotten to buy one of the main ingredients for the Christmas lunch, so that was clever. It means either today or tomorrow can't be an NSD. As it happens though I've got a bill to pay anyway so at least my potential NSD hasn't been completely derailed by my brain lapse :rotfl:There are nine days left in December including today and I've got to do five NSDs if I want to beat my target so it's doable. 0
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8/15 today 0
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NSD no 17 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done SSDD23 :j:j and beanielou :j:j 0
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Can't believe how well everyone is doing :T I, on the other hand, seem to have lost the plot! Did grocery shop on Saturday (that was fun ... :eek:) but am pretty much done now except for a couple of little bits which I'll pick up tonight. Have totally lost track to be honest of what I spent, as well as where and when! The good news it it was saved for but I still seem to be doing a lot of spending. I'm not going to count any NSD's but will be back on it after work tomorrow
Mortgage: £81,154.58 (03/19) - £54,849 (02/24)0
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