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Delightful December's NSD Challenge!

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  • MoneysavingmadGem
    MoneysavingmadGem Posts: 219 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Well I haven't kept up with recognising nsd! Been a few spendy ones with Xmas!
    Will be back in new year to do Jan challenge!
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    MoneysavingmadGem wrote: »
    Well I haven't kept up with recognising nsd! Been a few spendy ones with Xmas!
    Will be back in new year to do Jan challenge!


    That's a shame, MoneysavingmadGem - you don't want to lower your target? You could go for 7 or 8, you've already got 3. Just a thought :)
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Vanlady wrote: »
    And it's an 8/12 for me today!
    Enjoy your works do's cathy and specky:rudolf::

    Well done Vanlady :) :j:j and thanks :)
  • shopaholicnumber1
    shopaholicnumber1 Posts: 153 Forumite
    Part of the Furniture 100 Posts
    December is a challenging month for NSDs! I managed one yesterday but it fell apart a bit today with some last minute (non-budgeted) spends :eek: And daughter's MOT tomorrow so who knows what that will cost me! Anyway, I've limped to 10 NSD's with 5 to go so it may be possible if I stop getting giddy!
    Mortgage: £81,154.58 (03/19) - £54,849 (02/24)
  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Another sneaky little NSD for me, today, so 13/20. Hope you have a great time at your works' do, cathybird and Speky!
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    shopaholicnumber1 wrote: »
    December is a challenging month for NSDs! I managed one yesterday but it fell apart a bit today with some last minute (non-budgeted) spends :eek: And daughter's MOT tomorrow so who knows what that will cost me! Anyway, I've limped to 10 NSD's with 5 to go so it may be possible if I stop getting giddy!


    Well done shopaholicnumber1 :) :T:T I think you're doing really well!
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Optimistic_Saver wrote: »
    Another sneaky little NSD for me, today, so 13/20. Hope you have a great time at your works' do, cathybird and Speky!

    Well done Optimistic Saver :) :j:j and thanks!
  • beanielou
    beanielou Posts: 95,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope your lunch was good cathybird.
    Mine was dire but that's another story for another day.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thistimearound
    Thistimearound Posts: 84 Forumite
    Fifth Anniversary 10 Posts
    Number 7 for me today :)
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Hope your lunch was good cathybird.
    Mine was dire but that's another story for another day.


    Oh dear beanielou! I'm sorry to hear that. My lunch wasn't fantastic but at least it was free. The work canteen does it every year, offers a roast turkey lunch with wine. I'm not a huge fan of turkey or brussel sprouts but overall it was pretty nice really. Pudding you did have to pay for but when I asked about it the lady said "happy Christmas" and just gave it to me, plus an extra glass of wine! I can't complain. Why was yours so bad, or would you rather not say at this point? :(
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