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2020 Mortgage-Free Wannabes

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Comments

  • Suffolk_lass
    Suffolk_lass Posts: 10,330 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    bigbeff said:
    #9 Another £33.99 for me today. Payment for March currently standing at £635.96
    What are TT's?!
    TTs are Tilly Tidies - named after Tilly on here, you tidy all your accounts to nice round figures - many do this daily and it can be to the next £1, £5, £10, £50 or £100, depending on your circumstances. I also tidy my mortgage payment up to the next £100 and move my little pile from my stash account to the mortgage monthly, while others go direct from current accounts to mortgage each time they tidy. It makes a huge difference, over time. And is rather addictive... (compulsive, moi?)
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Ellie78
    Ellie78 Posts: 195 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    #31  checking in with a little payment of £51.92 for March.
    Mortgage - £23,500 remaining
    MFW2021 #8 - £2,519.77/£3,000
    Overpayments: 2020 - £4,722.83 / 2019 - £16,042.00
  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Barny1979 said:
    julicorn said:
    Barny1979 said:
    #43 Ryanair flight refunded for trip to Milan, £64.24 paid off, total of £1008.46 for 2020
    I've entered the £64.24 for this month, just quickly checking: That's the first OP I've got logged for you this year, did I miss previous ones?
    Sorry, not been updating this one, been updating my own thread
    No worries, just let me know what you want me to log for which month. 
  • skye_blue
    skye_blue Posts: 304 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi No 73 here
    Another £15 here (March total so far £30)
    I wish I had the funds to make some of the big payments you guys make but just little old me with one a wage so I'll just keep plodding until a lottery win comes along, oh no you need to buy a ticket silly me!
     

  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 March 2020 at 7:07AM
    #8 reporting an overpayment of £606.59 for March, taking my remaining mortgage to exactly £999. :smile:
    That's my last 'normal' OP done, so three months of just the standard £290 payment to go, then will be back to report a final payment of around £130 to clear it in mid June when the early-redemption charge expires. Total overpayments since I took out a £188k (and a bit) mortgage almost 7 years ago are £119,283.19, which means I'm done about 11 1/2 years early. Thank you one and all for the support along the way :smiley:
  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    #17 with £1000 for February. Haven't done my March one yet. As soon as I can find things on this new forum, will update my signature lol!
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
  • MrsMouse
    MrsMouse Posts: 61 Forumite
    10 Posts First Anniversary
    #47 checking in with small extra OP of £19.49.  This brings my March OP total to £115.59 and YTD total to £315.29.  Thank you julicorn!
    MrsMouse
    #47 - 2020 MFW 449.29/1200
    #15 - 3/6 month Emergency Fund Challenge 661.89

    2019 ~~ MFW: 1122.33 / EF: £1000
  • Runders
    Runders Posts: 292 Forumite
    Sixth Anniversary 100 Posts
    HI all, 

    I decided to raid my council tax jar (I normally save up during the year to pay for the next year in full) but I've decided I'd rather just pay it monthly with everything else.  Therefore number 97 checking in with another OP of 406.78 making a March total of 509.39. 

    Thanks :)
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32; another OP for March for £223.22, making March total £723.22. Thank you.

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • teameffort
    teameffort Posts: 134 Forumite
    Ninth Anniversary 100 Posts
    #14 total over payments for March 2020 £724.36
    Thanks Julicorn
    Hope you have a fab weekend all
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
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