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2020 Mortgage-Free Wannabes

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Comments

  • Runders
    Runders Posts: 292 Forumite
    Sixth Anniversary 100 Posts
    Hi all,

    Hope you are all keeping safe. I'm thankful for the small things at the moment, like the sun finally shining into my lounge again now it's higher in the sky. 

    Like some of you, I have decided to stop my monthly OP on my mortgage and stash it into my savings instead. It's only £112 but I figure it may come in handy. My emergency fund isn't amazing after moving house and the bigger mortgage, so if I am lucky enough to ride this out with a job still, I will focus on splitting any further OPs between the two.

    Best wishes!




    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • Suffolk_lass
    Suffolk_lass Posts: 10,331 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good idea everyone that is building a bit more of an emergency buffer so that the money is a bit more accessible. Stay safe everyone
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Monthly over payment of £541.18 for March. 
    Thanks Julicorn
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • Urbanshyne
    Urbanshyne Posts: 105 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Hi all, 

    Hope everyone's well and staying safe. 

    No.28 with April's overpayment of £1750.53

    Thanks again Julicorn.
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • ElmoR
    ElmoR Posts: 414 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Hi all
    Number 45 here with an OP for March that is £2022.65, keeping those spreadsheet numbers round. Managed to pay these early in the month before things went crazy. Not sure what the next month will bring, but I send my best wishes to everyone and hope for the best... <3
    Thanks juliecorn.
    ElmoR xx
  • WannabeSavy
    WannabeSavy Posts: 18 Forumite
    10 Posts First Anniversary
    edited 28 March 2020 at 2:35PM
    Hi All

    a few TTs throughout the month to add to March- TOTAL MARCH = £2876.68

    YTD = £4969.31

    Thinking of everyone at this troublesome time. Not sure if not going out will mean less spend but the thought of reduced income is scary! 

    MFW #121 
  • Hi
    #138 checking in with March total of £37. Better than nothing at the minute - buffering up the EF for the foreseeable. Many thanks 
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi All

    a few TTs throughout the month to add to March- TOTAL MARCH = £2876.68

    YTD = £4969.31

    Thinking of everyone at this troublesome time. Not sure if not going out will mean less spend but the thought of reduced income is scary! 

    Thank you for the update! Would you be able to have a look at the spreadsheet to check if I've got your previous payments logged right, because I don't have the same total as you atm? Thank you! :)
  • Thank you for the update! Would you be able to have a look at the spreadsheet to check if I've got your previous payments logged right, because I don't have the same total as you atm? Thank you! :)
      
    You’re right I’m wrong 🙊 thank you. 
    MFW #121 
  • f0xh0les
    f0xh0les Posts: 7,630 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    #65  reporting a bizarre tidying sum of £11 for March.  Thank you Julicorn
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
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