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2020 Mortgage-Free Wannabes
Comments
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#51 reporting in that I've been very bad at updating things this year, sorry!
I started the year with a mortgage of £4711.30 (Not the £4.8k I stated initially - sorry Julicorn). As of today I am under the £1000 mark with £923.75 left to go (£3787.55 paid off this year!)
Trying to be mortgage free late summer if I can.Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!5 -
Hi
No 73 here
Ive decided to send any extra over made (surveys etc) but keep hold of my wage until things calm down
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No 73 here
It would help if I put the amount in £25 (March total £80)
Stay safe everyone
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#71
March overpayment £65.90
Mortgage start: £121,500 Dec 193 -
Hi no.32 here.
I hope that everyone is safe. I’m grateful that my job is secure as a teacher at this time. I’m trying to squeeze in a payment of £500 for March to make my OP for this month to be £1,223.32. I’ll be paying more in April as I had some compensation from an insurance claim through, but like many saving part of it for my EF.MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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Life has gone upside down this last couple of weeks and over half my income lost. Thank goodness for the overpayments I had already made. Not sure how reaching my target will work now.... we'll see what happens in next few weeks. Got to stay positive. Total payment for March is £651.97.
I will try and match this for April.....but who knows where life is currently taking us! Hope everyone is well.Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
4 - DFD: September 1st 2023[/b]
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#4 reporting another OP of £200
I anticipate this being my last OP until close to the end of the year when I'll probably make a 'tidying up' OP to bring the balance to a nice round number.
Many thanks julicorn
2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur4 -
#64 reporting a tiny overpay of £7.90 for MarchNot buying unnecessary toiletries 2024 26/53 UU, 25 IN3
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I am a little nervous putting this here in this climate but I am fortunate to have a secure job and my finances are in a good place so...No 70 reporting an OP of £534.17 thanks julicornI can't guarantee they will stay on this same path throughout the year but this one is in the budget so I have made it anyway but any other spare cash will be going into savings. The percentage going to the mortgage vs savings may change as the months go on.MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0004 -
#21 here reporting a £1,000 reduction in the mortgage for April. Thanks,
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