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2020 Mortgage-Free Wannabes
Comments
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#124 checking in with a first overpayment for March of £24.
Original mortgage: £278,827 (September 2018)
Current mortgage: £0 (15.07.2023)
Original mortgage-free date: September 2033
Current mortgage-free date: July 2023
MFW 2023 #10: £28,909.64/£25,0002 -
#9 with an overpayment of £31.34 making a total payment for march of £580.66 so far
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
2 - DFD: September 1st 2023[/b]
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Morning all, number #47 checking in with a March OP of £96.10, with a YTD total of £295.80. Thanks julicorn
MrsMouse
#47 - 2020 MFW 449.29/1200
#15 - 3/6 month Emergency Fund Challenge 661.89
2019 ~~ MFW: 1122.33 / EF: £10003 -
#37 here with my regular March OP to add to the big one already made - my running total for March is now £5,388.91 - Oh yes, we are under £10k left
Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
Well done, that's a great milestone. Couple of days and I'll dip under £1k, but then have a frustrating three-month wait for the early-redemption charge to drop off - at this rate you might beat me to the finishSuffolk_lass said:Oh yes, we are under £10k left
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Wahoo! Thanks!!!julicorn said:
As long as it's still 2020, it's not too lateregularsaver said:Hello
I am not sure if its too late to be added to this, but if not, please could I be added with a target of £1159 which is equivalent to 1% of my mortgage. I didn't make any over payments in January but I made my first one in February of £100.85.
Thankyou
Welcome to the challenge, and #133 is all yours!
Excited to get going! MFW - #133 - 2020 Challenge - £1230.67 / £1159
MFW - #133 - 2021 Challenge - £1328 / £1270
MFW #56 - 2022 Challenge - £325.35 / £1296
Mortgage began Jan 2019 - £115,900
Mortgage Currently - £105,1603 -
We have the same thing. Got the letter today and interest is showing at £10.04 month before the regular monthly payment. I think we will wait until October when out latest cash bond (3.5% over 7 (yes, 7) years) pays out before we test if they will waive the early redemption fee and release us early. And well done you, flying ahead!Lomcevak said:
Well done, that's a great milestone. Couple of days and I'll dip under £1k, but then have a frustrating three-month wait for the early-redemption charge to drop off - at this rate you might beat me to the finishSuffolk_lass said:Oh yes, we are under £10k leftSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here2 -
#75 overpayment of £500 for MarchDecember 2021 - £151,250
December 2020 - £167,500
December 2019 - £211,500
March 2019 - £218,000 moved house3 -
#133 Just made March over payment of £126.09 MFW - #133 - 2020 Challenge - £1230.67 / £1159
MFW - #133 - 2021 Challenge - £1328 / £1270
MFW #56 - 2022 Challenge - £325.35 / £1296
Mortgage began Jan 2019 - £115,900
Mortgage Currently - £105,1603 -
Hello No 83 here!
A bit late for February but please can I have an overpayment for February for total of £432.95.
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