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2020 Mortgage-Free Wannabes
Comments
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#124 with an overpayment for November - my first in months - of £1000.Original mortgage: £278,827 (September 2018)
Current mortgage: £0 (15.07.2023)
Original mortgage-free date: September 2033
Current mortgage-free date: July 2023
MFW 2023 #10: £28,909.64/£25,0006 -
#152 Morning folks. Tidied up the outstanding mortgage amount to make it a pretty number. Made an OP of £52.45. This is my total for November so far
x Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0003 -
Many congratulation @ElmoR - don't forget to add yourself to the roll of honour! 🎉🎉🎉Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
Hi there,
#5 with an update for November.
£500 OP paid which is more than we'd planned but need to push to acheive this year's target. That amount gives us a fighting chance.
Lovely to see all the progress being made on this forum and really enjoy hearing all of the friendly advice.
Thank you
MIB x
MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k4 -
That is absolutely fantastic, congratulations!ElmoR said:Number 45 checking in and checking out
Payment made for November £1102.21. Which not only wipes out the last of the mortgage but also puts us £2.20 in credit?! The redemption letter said to pay ****, so we did and that is what the balance now shows!I have to say that I vastly prefer the feeling of the bank owing us money and the other way around.What a ride this has been - thank you julicorn and all, if I hadn't stumbled upon this forum we would still have the best part of 10 years to go and would have paid over £5000 more than we have. I leave the door open for those of you following behind...ElmoR xx Enjoy the mortgage freedom. 3 -
#131 with an additional £142.82 for November, so the total is £292.825
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Hi Julicorn, Number 90, no November OP yet but could I increase my target to £5,400 please. Remortgage has kicked in on 1st November so I’ve divided the overpayment allowance by 12 which comes to approx £415 a month, so I’ll add two of these payments onto this calendar year’s amount.
Thanks 😍SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)5 -
Hi Julicorn! Another £70 for number #157 for Nov which brings the total for the month to £185. Thanks!
Well done @ElmoR inspiring to hear and helps keep the motivation high for those of us still here!Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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