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I've just worked out that if we can come up with an extra £250 per month...

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  • Hope you get the loan paid off Jacks..will watch with baited breath.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    :eek: :eek: :eek: CDWM are looking for people from Basingstoke (amongst other places) and that's not far from me!!! :eek: :eek: :eek:
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • go on, dares ya!!!!
    Finally dealing with our debts.
    May NSD15/15:j June NSD 10/15.
    Sealed pot(1)£36. Sealed pot(2)£14.00. Sealed pot(3) £6.50. June GC £214/£350-
    weekly spend challenge 7th June 16.70/£15:confused:
    Never thought dealing with debt would be FUN!!:j
  • dawnybabes
    dawnybabes Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    been told they get £120 towards the food/drink as well - go on - go for it !!!
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Hi Jacks, Just been reading your post - its great and really inspiring :)

    You have to sign up for come dine... i love that programme, would love to go and cook on there....

    ooohhhh what would you cook.......

    hmmm now what would i cook....... i'm off for a think.....may take some time :)
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    :wave: Hello my lovelies,

    I thought I'd better do another update as things have moved on a little.

    I haven't signed up for CDWM, :D but once we're all shinily debt free I'll have room in my brain for stuff like that so I'm not ruling it out! :D

    We have paid off the Mystery Loan with a full and final settlement figure which means the last of our debts is gone... :eek: :eek: :eek:

    BUT...Because I couldn't get them any lower than £11,500 it took every penny we have and we're now living in the overdraft until I get paid. ( The day after tomorrow.) And next month will be tight, as we'll be living on half the amount of money that we're used to.

    So we're not officially debt free yet.

    But it feels like we are! :D:D:D It's a really weird feeling. What am I going to do with myself now every waking thought doesn't have to be about debt repayment????

    The money we earn is ours now.

    The best bit is that Hubby is doing a p/t college course at the moment and he can take any job he fancies now (or any job he can get! :rolleyes: ) cos we're no longer in thrall to the massive debts.

    Blimey. It's a whole new world!

    Love Jacks xxx :D
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    I love watching that prog. Would be great to see you guys on there, even though I wouldn't know if it was you or not!!!!
    K

    Oh you totally would my lovely - cos I would be talking about it for months and months before during and after! :D:D:D
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • Wow that's brilliant - just read the whole thread! Can't wait to be in the same position. Congratulations
    :idea: LB 22/2/09 Debt at LB £46216.64 Debt now £42657.28 Paid off £3559.36/£46216.64 (7%)
    CTax arrears paid £1341.72/£4821.85 (£3480.13) 28%:eek:
    Pay off £15K by Xmas '09 £3559.36/£15000 24%
    £1000 in 100 days £45/£1000
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    aw Jacks thats sooo great to hear! :T :beer: :j
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Fantastic news for you Jacks :)
    Im so so pleased for you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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