What small DFW things will you do w/c 18th November?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

[purplesignup][/purplesignup]

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PurpleFairy26

Morning all :hello:

Have been reading along the past few weeks but not really posting. Much going on in RL that needs attention which has rightly had my focus. It will do for many more months.

Lovely to see you back CLF and DNMS Glad you have a diagnosis now DNMS have you managed to sort your work situation out? I bet your holiday was fantastic :T hope the sleepover at DD went ok as it was the first one.

CLF take it easy, sounds like you might still need to build in some rest.

Hello to everyone else :waves:

My list for today:
Go to appointment, use discounted parking card
Pay 2 cheques in to account, park for free
Small shop at bargain store. Have a delivery of fresh stuff coming later, that I used multiple discounts on to get over £20 off in vouchers :T but I need a few other bits that were expensive through this online retailer so I'll get them cheaper when I'm out
Check just for points CC
Check banking
Try and drink more water
Washing shuffling on radiators
Man coming about fitting some carpet
Fill in a form and write cheque and post off for something
Call a company about my insurance as I need a letter from them
Make a couple of other calls that I need to
Get my biggest winter coat and Christmas cards down from the loft

Think that'll be more than enough for today. Have a good day all. Purps.

TryingAgain2022

Hi, new here.
I'm aiming for three no spend days this week.
-Meals planned
-using up freezer stuff
-ring up car people to see if I can change my deal

I'm at the start of a long journey (three plus years to be clear if nothing goes wrong) and this is my third time trying to clear debts which have just increased during the last two attempts. I owe 24K and feel trapped in my situation.

I've lurked on this forum for years and this weekly thread is my favourite as it shows people just getting on with a new way of living. I've been doing this too, but (obviously) have cracked and splurged and set myself back, because I find it so hard to be constantly doing without. Right now I'm drinking a Maccy D coffee in my car outside work on a day that is meant to be NSD, because I felt so low at returning to work after a month off sick with mental health issues. Most of my debt is probably from moments like this.

Sorry, bit of a sob story. I love this thread and the people here are an inspiration to me. I'm hoping you will offer a bit of support as I try again to sort my life out.

-TryingAgain

determined_new_ms

Morning purps thanks for starting the thread. No my work situation is still a massive nightmare that is causing me a lot of stress! I'm going to quit but currently not ready to look for work and too frightened to be out of work. Have been off sick for 3 months now....

Today:

* load of washing, double spin and dry on airer
* TOMM
* sewing I finished cutting squares out yesterday. Think I'll sew them all today
* write a list of fabric needed so I can go and look in fabric shop later this week & have a look online. Need/want minky for backing for quilts, fabric to make 2 x baby change bags for dd & ds' gf & fabric to make madam a party dress for school
* send oh email of patterns to print
* go for a walk
* check weather forecast for day to go to the allotment this week. Need to do the winter dig/clear up

Ok that's all

1LuckyLady

Morning PF, thank you for this weeks thread and lovely to "see" you back.

Hi to everyone else.
I've cancelled todays gym as I've got a delivery coming much earlier then expected.

Todays to do list

Priority
:heartpuls 1 - Check banking/ move some money to cover the change in xmas gift from birthdays pot to xmas - update spreadsheet done
:heartpuls 2 - Rember to do correctly del survey done

Kitchen
:heart2: Fridge and freezer tidy - see if anything needs using up done, a ys cabbage, a head of broccoli and a couple of carrots
Plan tonights food depending on ^^ if nothing then we'll have the planned salmon and rice thinking....make a broccoli/cabbage cheese (not got cauliflower!) to go with the salmon instead of rice - will peel and chop the carrots for the ds's after school snack I think done
:heart2: Chopped and froze the other 1/2 a cabbage that I'm not using up today
:heart2: Make families lunches for tomorrow done
:heart2: Take another look at the use up box and think about next weeks meal plan done plus added more to the shopping list so that I can make meals out of a few bits that are in there.
:heart2: Got some berries out of the freezer to stew with an apple that ds1 managed to bounce like a tennis ball around the kitchen this afternoon by mistake - thats dessert with some ys yogurt then! done

Getting organised -
:heart2: See if another load of washing needs doing (I did an extra one yesterday to try out the new airer so might not have a load now which is unheard of for a Monday morning!) done
:heart2: Iron just what needs doing, hang rest straight away nothing needed ironing
:heart2: Get into the garden to bag up some more leaves (will have to wait until after the deliveries been though as I won't hear them otherwise.
:heart2: Write xmas cards - little and often. About 10 done, friends and neighbours first
:heart2: Sort email inboxes and unsubscribe from what I can. done
:heart2: Find an extra long hdmi cable as we’ve moved stuff around again Looked but didn't find a longer one, maybe he already has the longest one we have.... will have a word with dh
:heart2: Take books back to the library as I don’t think we’ll be able to get there at the weekend as normal done
:heart2: Take a bag of stuff to the charity shop done - dh has taken them on his way to work
:heart2: Take a bag to the fabric recycling box in Mr T done - dh has taken them on his way to work as he was going for fuel there.
:heart2: Applied labels to the keyboard keys to help ds2 learn to play, he was thrilled with the keyboard our friends gifted us.
:heart2: Ordered repeat prescriptions online, much quicker then trying to phone them through like we used to have to do with our old practice.
:heart2: Dh commented at the weekend that I should get a new phone case as mine was looking ugly (black flip one - a bit of marker pen and it looks much better and saved a few £

Money wise
:heartsmil: Check banking/update spreadsheet done
:heartsmil: Check off just for points cc done

This week I’d also like to
Do some surveys
General decluttering/tidying Done, added a few bits to a new cs bag I've put in the bottom of my wardrobe. As I was in my wardrobe I straightened it up and moved things around so closes better.

Thats my start, I'll update through the day to keep me on track.

Take care all.

determined_new_ms

TryingAgain2022 wrote: »

Hi, new here.
I'm aiming for three no spend days this week.
-Meals planned
-using up freezer stuff
-ring up car people to see if I can change my deal

I'm at the start of a long journey (three plus years to be clear if nothing goes wrong) and this is my third time trying to clear debts which have just increased during the last two attempts. I owe 24K and feel trapped in my situation.

I've lurked on this forum for years and this weekly thread is my favourite as it shows people just getting on with a new way of living. I've been doing this too, but (obviously) have cracked and splurged and set myself back, because I find it so hard to be constantly doing without. Right now I'm drinking a Maccy D coffee in my car outside work on a day that is meant to be NSD, because I felt so low at returning to work after a month off sick with mental health issues. Most of my debt is probably from moments like this.

Sorry, bit of a sob story. I love this thread and the people here are an inspiration to me. I'm hoping you will offer a bit of support as I try again to sort my life out.

-TryingAgain

welcome TryingAgain try not to beat yourself up it doesn't help us get better mentally. This thread is great as it helps me understand little changes and often build up to a big change.

Lovely to have you on board Good luck at work today!

1LuckyLady

Welcome along TryingAgain, as you know its a great thread and I love it! It keeps me on the straight and narrow and there is often a post on here that inspires me and makes me think of doing things in a different way. Its all about taking each day as it comes and doing what we can. Wishing you well on your DFW journey and I hope your first day back to work goes well.

Dnms, I'd not realised you'd been off work for three months, good to hear you've now had a diagnosis and that you have some changes you can make to help you. I was pleased to read from yesterdays thread that you felt you'd turned a bit of a corner.

1LuckyLady

Quick question, savoy cabbage, shredded to freeze - blanch or no blanch?

determined_new_ms

1LuckyLady wrote: »

Quick question, savoy cabbage, shredded to freeze - blanch or no blanch?

I wouldn't bother if you're going to use within 6 months.

Toni'sfriend

Morning, everyone, and welcome TryingAgain

It's freezing here. A really hard frost. Himself has an appointment with the nurse at the Health Centre. I was going to go with him but he says not so I'll get on with some things.

Today's list

Banking checked and all is as it should be
Do the Boy's washing and dry it inside. Much too cold for it to dry on the line.
Freeze some of the sauce I made yesterday
Lunch and dinner are defrosting. Must prepare vegetables.
Himself is making breakfast. Some of the many bread like items he bought when they were YS and are totally filling up the freezers
Tidy the cupboard underneath the kitchen sink and dispose of some items whilst he's out.
Finish writing the C cards
Other than that just the usual daily tidy.

Hope everyone who was feeling poorly is a bit better today. Take care of yourselves.

Toni'sfriend

Quick question, savoy cabbage, shredded to freeze - blanch or no blanch?

I wouldn't either. Should be fine.