Moving forward and upwards

MovingForwards

Thank you SH, my final budget plan can be done when the gas and electric are sorted out.
I'm determined to save as much as possible this year and next. There's nothing that needs doing in the flat, aside from the lounge woodwork then just freshen up the white walls with whatever is left of the paint.

I burst out laughing when OH text me, both times 🤭

atrixa

Well done on all the work in the flat! I've been loving watching Victorian/Edwardian house renovations on Youtube although I probably wouldn't be as adventurous.

MovingForwards

Thanks Atrixa, you've given me inspiration as to where to look as I've only been looking at photos 😃

MoneyWorry

I always have a quick look at YouTube for decorating ideas and before making major purchases. Has to be said, there are some very irritating vloggers on there  and some who are funny without intending to be!!!! The good ones make up for it though. 

MovingForwards

Monthly financial round-up for August, managed to save £557.98 this month:

Savings:
Communal Fund 1 = £770.47
Communal Fund 2 (new account) = £50.00
EF = £609.31
Home Repairs = £390.77
Home / Garden Upgrades = £225.39
Car Everything / Home Insurance = £296.55
Float = £52.31

Total £2394.80

Pension Savings *:
PB = £250
S&S = £198.27
Pension Top Up = £20

* Don't forget I have existing pensions and DB pension through work.

Mortgage:
Mortgage Overpayment = £100
Guessed O/S Balance = £65,697.01

Credit Card:
O/S Balance = £380

Planned savings for September = £500

Still on track to save £5,000 by the end of this year.

MoneyWorry

Amazing work

MovingForwards

Thank you MoneyWorry. I do watch YT for various things, if the presenters voice, mannerisms, body movements or even theme music grates me I quickly switch them off as it triggers anxiety and irritability 🤭 

Just noticed how much my total savings are, I meant to round that up to the clean hundred 🙈

Skint_yet_Again

Great savings well done. I only think of u tube when I need to fix something 😆

MovingForwards

I tend to use YT for playing music or small holding 😁 

Ended up very ill last night and had to rest today. I could just about get to the sofa this morning, can potter about carefully now without feeling like I've an alien about to burst out of me 😬 

OH was working and got me two gardening magazines, they came with 15 packets of seeds and a pair of gloves. 
I've sorted all my unopened seeds into sow month, but cannot remember where I've put my note book, found one to replace it. Will treat myself to a calendar ready for next year and can write on when seeds need to be planted, keep updating it as I get more seeds.
Watered and fed everything. Will soon be eating runner beans as they are looking good 🤗

Not sure what OH has got planned for tomorrow, hopefully taking the monster stump out as the neighbour next door appeared to have moved out yesterday. He needs to get the stump cut down, finish off the shared path and move our firewood just in case the new neighbour wants to access their garden 🙊 it's the one we share a path with between ours and their garden and access is only possible via this path 🙈

Not heard anything further about the gas / electric, hopefully it won't make it even harder to sort out, if next door have moved out it.

Can move money to savings on Tuesday as that's the new month. Some of my accounts do require money paid in each calendar month.

No BH days with this company, but we close for Xmas and the New Year.

Having roast pork and veg tonight.

savingwannabe

Hello I caught up on 38 posts. Well done on refund, and painting, sorry about pain. It has been raining a lot here on and off for the last few days.