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Moving forward and upwards
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Glad you are settling in, that drive sounds tough but i hope it will be easier as the days get brighter after Christmas. Do you think there is any chance they will pay for your training courses?Aiming for a minimal spend 20222
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Glad things are going well. Hope Tombo can get the time off.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thanks SW, I wouldn't like to ask as it's quite a small company. The courses don't cost much and I'll be in a better financial position next year to save a bit each month.
Thanks SH, so do I, but I doubt he will ask.
Work is going well and I'm settling in nicely. I'm having laughs, feel part of the company and I take each day as it comes. I get trained on one aspect, watched for a bit and then left to get on with it, get trained on another, then another. As I get a pile of one thing to do, it's sinking in and staying. I'm even figuring out $ag3. It feels like I've learned so much already 😀
I'm thinking there may be some energy to actually do things the weekend, but I won't rush and will slowly start increasing what I do. Maybe by summer I'll have a good work / life balance going.
Payday tomorrow 🤗 and again next week 🤗🤗
We had Indian chicken curry and rice for tea.Mortgage started 2020, aiming to clear 31/12/2029.4 -
I am so chuffed that it feels good even though it is a new place. Everything is so much better here. So glad you are out of old place. Yum to curry.Aiming for a minimal spend 20222
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So glad your new job is going so well. I hope Tombo manages to ask for time off & the hotel with the pool sounds lovely.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Thanks SW and Skinty
Seems like ages ago I left the other place. Now I'll look at the clock and time hasn't stood still.
Whether it's a family trip or not, I'm booking a hotel with a pool. I need to de-stress and unwind each day.
TomBo got up and I must have fallen asleep again, next thing I knew my alarm was going off.
I reworked my numbers last night and have been paid today.Mortgage started 2020, aiming to clear 31/12/2029.3 -
Woop for pay day (mine 2)!
Glad the job is going well and you are learning at a good pace.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1 -
Go for it!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Thanks LW2G and SH
Had a lovely week, being taught how to do my role and figuring other bits out as I go along; I would be taught them I'm just getting ahead a little. Feedback is positive and we had a company lunch today 😀 cake in the afternoon as someone is leaving and I'm still full!
I don't feel too tired, but am in pain. I'll be taking some equipment in next week to make like a little more comfortable.
It's sleet / snow and high winds for a few days, I'll probably stay in and potter around.
I'm having chip roll for tea, but I really don't want to eat yet.Mortgage started 2020, aiming to clear 31/12/2029.3 -
The sad side
I was driving in yesterday, a song came on and I burst out crying, couldn't bring myself to move it along as I thought it was better to get it out my system.
Had the death certificate arrive today and one bill, I'm having a few hours tomorrow of dealing with everything.
I'm also booking a hotel for the three of us tomorrow.Mortgage started 2020, aiming to clear 31/12/2029.3
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