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Moving forward and upwards

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  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Doing an early one again SW, getting my head round more policies and looking for more relevant training. 
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,450 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Sounds like you are getting the work under control. I think we are all looking at how things will go once we are back at work. I’m looking forward to seeing people again but lots of changes have happened since lockdown and many people are leaving. I think we will be partly wfh and partly in the office. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks Skinty
    It's because a couple of other people are also on holiday, therefore I'm not getting emails every 5 minutes from them. What is annoying me is one person (A) is saying they're too busy and to pass requests to me to deal with, it's in the email chain. 

    I've already said I want a different office when I'm back in due to my work and the paper records I have to keep. I'm not fussed about seeing my colleagues as all it does is take me away from my work to do 'pass the time' chat, that's why I've enjoyed WAH.

    I don't know if I'm coming or going. I'm losing track of days, getting a few hours sleep and looking forward to my long weekend!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,450 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    There are some colleagues I will be happy not to see or speak to again 😆 Roll on Friday! 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The office is so much nicer with less people in... ;)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Yum to good food. There is always a difficult person or clique in a workplace we have to focus on the wages that's how i get through the day! It's great that you have a plan. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks SW, I work in a totally different location to the difficult people, who are all in a clique due to them working together. Attending meetings is even more apparent and I feel like "a spare P at a party". Thankfully most at my location are nice, although there's a few I wouldn't have anything to do with. Since WAH I've actually got to know a lot of the people I work with, before I barely knew their names.

    I've never been one to do a job just for the money, it's quite alien to me, but I'm starting to see why others have over the years.

    MIL is visiting today. She will be the first family / friend to step inside the flat. I need to rush round hiding a few things to give the illusion of being organised and do some more cleaning. Unfortunately, TomBo didn't do nowhere near as much as I thought he would.

    I also have to run over to the butcher to get pie for our lunch.

    I've less than 2 hours!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • You will have to give tombo a list next time 😆 hope you enjoy MIL’s visit. Pie sounds yum 😋 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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