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Glad you got to enjoy the views at least. It sounds like things are tough for you now but the views sound breathtaking.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank you SW and SH.
I felt privileged to see them, which sounds daft, but just what I needed.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Having a pamper morning, currently sat on the sofa waiting for my hair dye to do its thing.
I've booked an appointment to have my eyebrows done and tinted, plus my eyelashes. The salon is doing it as a promotion for £23, still expensive but being a few doors away it's really convenient. - I'm tempted to book every other month under this price.
Looked at my CRA reports this morning. I've totally clean credit history on 2 of them as the PDL has been removed from 1; it's still showing on the 3rd which hasn't been updated yet.
- looked into why it may have been removed 3.3 years early and apparently some CRA's do it when the company goes into administration!
- all that shows on the 3rd CRA is the PDL company but no payment data.
I've got bacon and egg rolls for lunch (weekend treat), not sure what's for tea.
Probably having a rest day today, possibly do a bit of weeding and pottering around later.Mortgage started 2020, aiming to clear 31/12/2029.3 -
Hurrah for a good credit report. Yum to your food and it is great you are having a pampering day. That's what weekends are for and hopefully you can enjoy it.Aiming for a minimal spend 20221
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Great on credit reportAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thanks SW and SH
I've still not been able to find any other information, but will keep a close eye on the 3rd report and see if it's removed at some point.
I went for a slow walk around the village.
- got some bits from the chemist including silver nail varnish.
- picked up some chocolate and dropped it to my butcher as a thank you, we sat and had a good chat about wildlife, stemmed from a baby seagull running around the path.
- got my skin test done ready for my appointment Tuesday.
Had a potter round the garden and lifted another set of spuds, some onions and other bits to go with tea.
All in all, a positive day.
£393 in the bank, £2 is bank fee, 25 days until payday.Mortgage started 2020, aiming to clear 31/12/2029.3 -
All sounding good. Pampering session well deserved I'm sure.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thanks SHI painted my nails while watching a film last night.
Got up today and the lounge smelt odd, turned out to be the roses 🙈 very heady smell and I've opened the windows!
3rd credit report has updated, but still shows the PDL. They've also changed my address to building number, building number and flat letter. Raised a ticket to ask this be corrected.
Had a look on L-Reg and the flat is finally registered in my name, but for some odd reason has my contact address as the last rental. I've sent a message to them and my solicitor to correct this and provide me with updated title deeds.
The mist is backing off, but it's very muggy. I'm not sure if we are doing anything today or just pottering / relaxing.
Having pineapple juice and coffee for breakfast, bacon and egg rolls for lunch, beef ribs for tea.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Hurrah for painting your nails.Well done in sorting your credit report out. Today is a pottering sort of day. I hope you can chill.Aiming for a minimal spend 20222
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Thanks SW.
Had a pamper this morning, followed by an adventure. Found a great ice cream shop and then we went to the beach where I walked round a historical site of interest (caves), took loads of photos and soaked up everything my eyes could see.
I've ordered some pretty ankle socks and nose studs.
Next time I go shopping I'm picking up more of the trainers, wishing I would have got more of the tops from m-talan; might just order them online.
It's raining, with thunder and lightning, therefore no need to water the garden this evening!
Tea is cooking and I'm sipping pineapple juice.Mortgage started 2020, aiming to clear 31/12/2029.3
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