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Moving forward and upwards
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Thanks Skinty, LW2G and SW
I wasn't up for going outside, too cold and kept hailing / snowing, but it didn't settle. Instead I sowed more veg seeds and have them on the window ledge.
Been resting with a hot water bottle this evening 😊Mortgage started 2020, aiming to clear 31/12/2029.3 -
Good take it easy today too if it is still chilly I bet it is as it's freezing here.Aiming for a minimal spend 20222
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I'm monitoring the weather SW!
Sitting with my blanket and working hard.
The micro-service can be used for claiming WAH tax, was a lot quicker as two very simple questions and I've done mine while waiting for the kettle to boil.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Had a quick potter around the garden. Tulips are popping up and should burst into flower soon.
I'm hoping TomBo shreds a load of the old tree branches and things this week, then I can claim back some of the patio, get that organised and sow flower seeds.
Moved some money to savings and checked when home and car insurance is due; this month and next respectively. Will sort out quotes when I get renewals through to compare.
Having fish fingers and wedges tonight.Mortgage started 2020, aiming to clear 31/12/2029.4 -
Glad you are doing year 2 of veg growing. I've not started mine yet.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thanks SH.
Year 2 is on a bigger scale and there's plenty of time for you to get some on the go.Mortgage started 2020, aiming to clear 31/12/2029.1 -
MF you are so encouraging.Aiming for a minimal spend 20222
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Thanks SW!
My seeds arrived today and I've now got melons and squashes sowed. I've run out of space by the lounge windows.
It's supposed to be nice weather the weekend and I'm planning what to do outside.
Had my home insurance renewal arrive, it's a bit cheaper than last year so I will stay with them. Paying it in full.
Had homemade pizza for tea.
Mortgage started 2020, aiming to clear 31/12/2029.4 -
Great news on insuranceAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Well done on paying your home insurance in full so much nicer each month to not have that extra DD.
Have a nice day
Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming3
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