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MF you will be planting lovely things for the garden, the furniture will be great when it comes. Hurrah for lovely cutlery. That lamb sounds delish. Weather here has been similar but no thunder. Hurrah for the weekend.Aiming for a minimal spend 20222
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Thanks SW, sibling has confirmed it would be summer before able to even start the furniture, which is no use as I would miss out on this year in the garden with them. I will just have to buy them instead.
Lovely blue sky today and I'm popping to the local butcher in a bit. Gives me time to assess the weather temperatures. If warm enough I can then go into the garden, if not then it's finish the porcibule off.
Really enjoying this 4 day working week business!Mortgage started 2020, aiming to clear 31/12/2029.2 -
What a day, sun, rain, dark repeat!
Popped over to the butcher and had a good catch up. The guy is great and keeps telling me just to call him with what I want and he will drop it over to me, but I do like seeing what he has in and the natter. Picked up some T-bone off cuts for A-IL gift and large rolled lamb joint, haggis and lots of fruit pudding (very nice fried and served with cream) for us. Spent £50 and some pennies.
Put the background sky on my painting today and one mountain now has a forest, loads more to do.
Rolled some money to savings and rounded the pennies and dropped it to the car / insurance fund.
- Home insurance is due the end of next month; I had to take the policy out before the lender would release funds.
Having a tomato and pork casserole tonight.
Tomorrow I will finish the porcibule, visit aunt and uncle-in-law and sow seeds. Sunday I can rest.
£96 in the bank, £2 for bank fee, still waiting on the utility bill, 14 days until payday.Mortgage started 2020, aiming to clear 31/12/2029.2 -
It sounds like you will be very busy 😁 please make sure you eat enough through the day not just one meal. Local butcher sounds lovely. Weather has been wet & windy here too no hail or thunder or snow though!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thanks Skinty. Don't worry about my eating. I'm not hugely active so coffee, smoothie, meal and snacks is working well. It would be different if I was in the office, as it's smoothie, lunch, snacks, meal and snacks.
Had neapolitan ice cream wafer for pudding, about to have plums to get up the cals.
I will weigh myself month end, gives me time to find and replace the scales battery.Mortgage started 2020, aiming to clear 31/12/2029.3 -
lamb chinese curry sounded interesting - not heard of that before.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
We buy tub Chinese curry sauce from T and just add whatever meat and veg we feel like eating, saves a fortune. I also wasn't to impressed when we did have a few Chinese takeaways after I moved up here, wasn't anywhere near as good as I used to have and cost loads more!
Mortgage started 2020, aiming to clear 31/12/2029.4 -
Ooh I was curious about the Chinese curry recipe too and now I am dying to try it!!! Well done on being so disciplined with food I refuse to weigh myself as the scale is only going one way! lol.Aiming for a minimal spend 20223
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Thanks SW. It's just a tub of concentrate, add water, meat and veg, cook and serve with rice.
Popped to aunt and uncle-in-law and sat in the garden for a bit. Too cold to do gardening when we got back.
Will plant some seeds tomorrow and do the porcibule too.
Having chippy pizza tonight as a treat, no pudding.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Neopolitan ice-cream wafer. Wow, that takes me back...
Your garden plans are excitingIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252
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