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Moving forward and upwards
Comments
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You deserve some time off. Bet you won’t be relaxing for long!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Glad to read you are stepping back and listening to your body, hope you get your time off soon.
"...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.643 -
Thanks Skinty and Ren.
I'm going to try and slip a few more days off, it's trying to time it with my workload, but I will be taking most of my remaining holiday into next year ☹️ still, gets my own back for it being done to me this year by someone else 😂
We are going up north for the day, check on MIL and collect some local food. TomBo is planning a stop on the way back and some photo opportunities on the way up. It won't be a day of rest when it comes round, but it's not me sat at a PC 😁
We've had sn1ck3rs ice cream for pudding 🤗
Mortgage started 2020, aiming to clear 31/12/2029.4 -
Hope you get the time off you need....
Ooh, naughty but nice treat...."...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.643 -
Won on the PBs 🤗
Oddly enough I was thinking about increasing them again each month, as it all helps towards the future.Mortgage started 2020, aiming to clear 31/12/2029.3 -
What was your win?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
Only the little one, but it's bumped my PBs up 10% to £275 now 🤗 SHMortgage started 2020, aiming to clear 31/12/2029.3
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That's great news! "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.643 -
Ren, it's going to sound daft, but I've been so happy to have won a little prize 🤗Mortgage started 2020, aiming to clear 31/12/2029.3
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Well done on your win 😁 I have a £1 premium bond 😆bought for me when I was a baby. I checked the number but it has never been a winner. I think I need to get DF to sign it and send it off to get it into my married name.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13
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