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Moving forward and upwards

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  • Irenadler
    Irenadler Posts: 884 Forumite
    500 Posts Third Anniversary Name Dropper Combo Breaker
    Hope you are snug and warm with all the wild weather out there.... :)
    "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
    "Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'

    Dog's 'Pot o' Gold' = £23.85
    Household maintenance = 0
    Prolific Academic = £41.64
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thank you Ren.
    Managed to catch a cold which made an appearance yesterday!
    I am snuggled on the sofa, in and out of sleep and will see how the day goes. I'm under orders to sleep, but don't want to do too much because of trying to sleep tonight. I dropped off watching a film last night, then couldn't get comfy in bed. Got up at 2am so TomBo wasn't disturbed as he's working today.

    My plan is to do some reading while resting.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • atrixa
    atrixa Posts: 549 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    Oh no! I hope you feel better soon. Plenty of hot drinks and naps!
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your gardening mags and book. Hope you feel better soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,442 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Hope you are resting and feeling better and it’s “just” a cold 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Irenadler
    Irenadler Posts: 884 Forumite
    500 Posts Third Anniversary Name Dropper Combo Breaker
    I really think getting ill, is our bodies telling us we are under too much stress, I believe that it actually lowers our immunity. Seeing this, I think, with relative - it all links up.... sending virtual hugs and virtual hot toddy your way. Take care of yourself! :)
    "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
    "Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'

    Dog's 'Pot o' Gold' = £23.85
    Household maintenance = 0
    Prolific Academic = £41.64
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thank you Atrixa, SH, Skinty and Ren.
    It is stress related and a typical cold for me.
    Highly doubt it's the other thing, but even a cold can floor me because of my health.

    I am working away on yet another project and have several lines up for afterwards. Just taking it slowly as a gnat has a better attention span. I can read a few lines and that's my limit, before having to re-read it again. The ringing in my ears is a massive distraction 😂

    I'm taking it slow and easy 🤗

    Moved some money to savings and all my DD's came out today.

    £193.24 in the bank, 25 days until payday.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Irenadler
    Irenadler Posts: 884 Forumite
    500 Posts Third Anniversary Name Dropper Combo Breaker
    Hey Babs
    You are inching your way to great savings, some days a little slower than others, but it is all going the same way - upwards! :)
    "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
    "Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'

    Dog's 'Pot o' Gold' = £23.85
    Household maintenance = 0
    Prolific Academic = £41.64
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I hope you are having lots of Lems*p and it goes vvv quickly. Poor you. I have day off today but doing lots of admin at home. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thank you Ren and SW.
    Can't take OTC meds without stopping my prescribed ones. Taking it easy and not pushing myself. I've requested time off and am counting down the days.

    Had a shower and TomBo cooked Bolognese.

    Relaxing on the sofa and watching TV this evening.
    Mortgage started 2020, aiming to clear 31/12/2029.
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