HSBC Fraud Query

born_again

navidson wrote: »

Thanks for this - Stupid bloody me put 6 months in the original post when I actually meant 6 weeks!

So it will take a while before you can be certain. As per my previous post.

Gambling is quite a common fraud on cards.

I would not worry how the details were obtained. That is for HSBC to worry about. The amount of data breeches is hard to judge, given that many companies either are not aware or hide the fact so they do not get fined for them.

navidson

Ben8282 wrote: »

It must specify what sort of transations they are. Faster payment, cheque, debit card etc.

Assuming the payments were made by debit card, then yes you are correct about the 3 digits on the back of your card being required. Are you sure nobody has access to your card? From reading your previous posts I see you have a rather troublesome young lady in your family. Could she perhaps be involved in this?

Nobody has access to my card - and the 'troublesome young lady' you mention is not a family member, and hasn't been seen for a number of years by myself

xlnc99

Well this is bogus and quite frankly not beliveable.

First of all when you deposit money into these online betting companies they have to do a ID check to make sure its you. That includes passport, licence, home address etc. They also need your full card number and security code at the back. Second of all there is no purpose or scam involved with betting companies because there is nothing to gain. You are not allowed to withdraw the money to anyone else and it must go back to the card you paid in from or if its not a negative balance a bank account that you own.

I have never heard of fraud where someone puts in your money into a betting company which is your own account because they cannot do anything with the money! It has to come back to you! Doesnt make sense.

boo_star

xlnc99 wrote: »

It has to come back to you!.

Sure, other than the times when it doesn't

born_again

xlnc99 wrote: »

I have never heard of fraud where someone puts in your money into a betting company which is your own account because they cannot do anything with the money! It has to come back to you! Doesnt make sense.

Clearly never worked in a card fraud team at a bank then..

Even more bizarre is fraud to insurance & travel related companies. :cool:

Chino

xlnc99 wrote: »

I have never heard of fraud where someone puts in your money into a betting company which is your own account because they cannot do anything with the money! It has to come back to you! Doesnt make sense.

Because obviously if you haven't heard of something happening then that something cannot possibly have happened.

Is that how you evaluate the likelihood of things happening in life - "I have no experience of something therefore it can't happen"?

Terry_Towelling

Did the fraudster really manage to drain your account to precisely Zero? That would take some doing without knowing exactly how much was in the account.

Knowing fraud investigators like I do, you can be reasonably sure they won't believe a word you have told them (they rarely do). However, unless they can prove you were complicit in the 'fraud', you should be OK.

Take care though, they may check your account, to see whether any other genuine online transactions have come from the same 'device' as the fraudulent ones. They may also be checking with the betting companies to see what sort of ID checks they did on the person creating the betting accounts. If they find evidence of passport ID etc, and if this points to you, they may come knocking.

If you've done nothing wrong, you have nothing to fear.

Thrugelmir

boo_star wrote: »

Sure, other than the times when it doesn't

It's a security proceedure adopted by the bookmaker. Otherwise cash could simply be washed through different bank accounts held on file for the account holder. (With no actual betting activity having taken place).

xlnc99

If you do not know what you are talking about then do not give false information. I repeat it is impossibble to do fraud or money laundering via online betting.

The money cannot be transferred to any account apart from the person who is registered to bet and gamble. Even to register and gamble they do ID checks and are thorough.

It makes no sense for a 'fraudster' to transfer money to a betting company to gamble and even if he wins 1 million pounds he will never ever see it. Furthermore, to transfer money to an online account you need all sorts of passwords and details.

I have a feeling the OP has gambled away some money and is trying to say fraud to get it back


If anyone on here can educate me on how its possibble to do fraud via online betting please share......

GDB2222

xlnc99 wrote: »

If you do not know what you are talking about then do not give false information. I repeat it is impossibble to do fraud or money laundering via online betting.

The money cannot be transferred to any account apart from the person who is registered to bet and gamble. Even to register and gamble they do ID checks and are thorough.

It makes no sense for a 'fraudster' to transfer money to a betting company to gamble and even if he wins 1 million pounds he will never ever see it. Furthermore, to transfer money to an online account you need all sorts of passwords and details.

I have a feeling the OP has gambled away some money and is trying to say fraud to get it back


If anyone on here can educate me on how its possibble to do fraud via online betting please share......

You made that point before. It’s extremely hurtful to the OP. He came here for help and you are calling him a thief, based purely on your knowledge about how online betting sites generally work but without knowledge of this particular transaction.