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Every debt this debt will go down
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Signature is still out of date but I will update when all swaps finalised.
Back in work today after a week off. Boo hiss but hey ho gotta earn the pennies some how!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Great news on the 0% and for your default coming off soon
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Emergency fund is 11 pounds. Sun is shining so need to empty the washing baskets whilst I can. And it's day one of the joint account. Relevant pots filled and spends transfer to our own accounts. It looks like it's gonna be a long week. It seems so small an amount compared to what is in the main account. 120 food and 20 petrol till next Friday. I'm sure it can be done, it's what I budgeted before just looks different on the banking page. Ha haJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
8.46 left till next Friday. Hmm prices have gone up more than my inbuilt calculator thought. Need some no spend days now me thinks
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Good luck with it
Everything seems to go up by the day! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Yesterday was a no spend day.ish. I'm not including the final payment I transferred for the house works lol.
Hopefully today will be too,if not it's the loose change from my purse only.
Meter readings taken, 31 pounds spent this week. On sunny weeks I'm gonna aim for sub thirty. I'm sure it can be done. Kids back at school next week so perhaps I can go sub 30 then.
All commited house works have been paid for. We still have plenty on our wants list e.g better fitting doors and actually putting doors on rooms we didn't already have any. These are winter ready things that hopefully we can save for alongside reducing the debts/just breaking even
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Rounded down the bank account and send to cards so it has 8 pounds in now. 1.99 spent today from change in my purseJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Have a quarter tank of fuel and between the kids there is somewhere to be as well as school every day except Friday and Saturday. I'm tired just thinking of it. Gonna be a busy week. Need to make sure I do pack ups so I can get to Friday with some money in the bank stillJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Hope your week isn't too bad!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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On a social level so far this week has been v busy but good. Financially -oh dear. This is the point of an emergency fund people. Cars, bills, random costs, new things. My 11 pound ef hasn't cut it so I will assess the damage and carry on next payday. When u stretch yourselves to do big stuff u run the risk of some hiccups financially.
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1
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