Every debt this debt will go down

NeverendingDMP

Today will be a tidy up and get organised day, we went out yesterday to somewhere we previously bought a membership for so that was nice but it means I might have to do the housework thing today. no tilly tallies today and no spending g expected except for pocket money if and when they actually do there homework

jwil

Have a good day   Good news about the kitchen fund.

NeverendingDMP

Not much to report limping it home to the end of the month. 8 days till payday. Keeping a low profile with low spends and trying to avoid covid which despite reducing in the rest of the country appears to be shockingly high in the kids school. Haven't checked the banks for tilly tallies today but will do that Lter on

NeverendingDMP

Let's rip up the budget and throw our hands in the air. We officially have covid in the house again. No wonder I'm spending so much on food. Fairly mild so far thankfully.
one of the littles tested positive this morning. Apparently only 12 out of 30 went to school today due to rest of class isolating.. 
Works policy is I have to have a neg pcr then a specific mask fitted before I can return So that  covers childcare issues for the first 2 days. 
Ah well. Hopefully it stays mild and fingers crossed she does two negatives in a row next week without passing it to the rest of us.

jwil

Oh no!  Hope littlie is ok and the rest of you stay clear.

NeverendingDMP

So far no one else has tested positive. If third child leaves a 2 week gap then catches It I will scream!
Thankfully this time it's milder than her brother so its just a case of sitting it out.
I completely bombed out on the grocery challenge and spent over 100 extra. Next month has to be tight. Expected wages are less due to time taken off and we have a child's birthday just to add in to the mix!  On the plus side the debt has gone down a couple of quid this month not up so I'm still winning!

jwil

Winning is good!

NeverendingDMP

So we appear to be covid free again. I'm in the feb grocery challenge and trying to do better than last month. This has felt like a shockingly spendy month so far as I'm into birthday season and the house has needed a few bits.
Debts have reduced by a couple of pounds and after freaking out about the gas and electric cap I've now calmed down again and have my game face on ready to face the challenge..
Maybe If I posted most often I wouldn't get into a tizz. 
Some positive news is that the other remaining dmp debt has been sold. And its to a debt agency I have dealt with before. They have everything set up online so I can deal with it easily. And in years to come try to settle.
All my defaults will be gone by end of this year too. Then 2 more years for dh defaults. 

jwil

NeverendingDMP said:

So we appear to be covid free again. I'm in the feb grocery challenge and trying to do better than last month. This has felt like a shockingly spendy month so far as I'm into birthday season and the house has needed a few bits.
Debts have reduced by a couple of pounds and after freaking out about the gas and electric cap I've now calmed down again and have my game face on ready to face the challenge..
Maybe If I posted most often I wouldn't get into a tizz. 
Some positive news is that the other remaining dmp debt has been sold. And its to a debt agency I have dealt with before. They have everything set up online so I can deal with it easily. And in years to come try to settle.
All my defaults will be gone by end of this year too. Then 2 more years for dh defaults. 

All sounds positive (apart from increasing bills!).  Yay to being covid free too!

NeverendingDMP

Yes it's all going in the right direction debt wise. We have 2 debts left on the dmp both in dh name. Being able to deal with it all online now is fab as dh just does not involve himself.  I have an aqua card that I use for purchases but I aim to repay that within the same month. Depending on where we are in yhe month for that we only have the dmp debts left. One with pra who won't bother with a f and f yet and this new on is intrum