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Transferwise Debit Card

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I have a Transferwise Mastercard debit card.
I have loaded it with euro's in the UK.
I have tried to withdraw euro's from the card in Spain & every ATM that I have been to has tried to charge me a fee to withdraw euro's.
I have pressed the 'Without Conversion' message on all the ATM screens when asked.
Anybody know why I cant get euros without charge ??
Am I missing something somewhere ??
«1

Comments

  • DesG
    DesG Posts: 1,291 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Keep trying different banks, most now charge an off network withdrawal fee.


    I think there was a thread on here with lists of some that still do not charge.
  • JuicyJesus
    JuicyJesus Posts: 3,831 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yeah, it's only at TransferWise's end that they don't charge you. Individual ATM owners still can.

    It's the same as if you went to a charging ATM here to withdraw sterling, they wouldn't - can't, even - waive that charge.
    urs sinserly,
    ~~joosy jeezus~~
  • greyteam1959
    greyteam1959 Posts: 4,710 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have tried 6 banks & they all charge.
  • JuicyJesus
    JuicyJesus Posts: 3,831 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have tried 6 banks & they all charge.

    Yep, because it's a charge levied by the ATM owner not by your bank, who may themselves separately charge.

    As DesG says you have to either pay the ATM owner's fee or hunt for a fee-free one.
    urs sinserly,
    ~~joosy jeezus~~
  • pavane
    pavane Posts: 155 Forumite
    Try Santander. When I had similar issue their machines worked for me.
  • pavane wrote: »
    Try Santander. When I had similar issue their machines worked for me.

    Nope Santander ATM tried to charge me 5 euro to withdraw 20 euro !!
  • TOP_CAT
    TOP_CAT Posts: 583 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    In the not so recent past Spain was always bad for ATM withdrawals better to change up cash .
  • La Caixa, Banka March, Liberbank
  • greyteam1959
    greyteam1959 Posts: 4,710 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    JohnMl88 wrote: »
    La Caixa, Banka March, Liberbank

    No Banka March or Liberbank near me.
    La Caixa bank is about the only one I have not tried.
    I have a La Caixa ATM near me so will give it a try.
  • sausage_time
    sausage_time Posts: 1,482 Ambassador
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    In Spain I just try to pay by card everywhere to avoid the ATM fees. Just be ready for the DCC question!
    I’m a Forum Ambassador and I support the Forum Team on the Credit CardsSavings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
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