Do you refuse to pay on card under a certain amount?

comeandgo

I still like cash. Usually have a few hundred pounds in my purse and pay groceries, beautician, post office, all cash. Fuel is paid by credit card. I do have contactless debit cards but don't use them.

Newly_retired

Nick_C wrote: »

Huh? ?????

= I need cash to pay the man who comes to clean my bin. Yes I know that is an extravagance

fatbelly

My local Poundland has self-service tills and I often use them with a credit card for one £1 item.

Hardly use cash for anything now.

glider3560

fatbelly wrote: »

My local Poundland has self-service tills and I often use them with a credit card for one £1 item.

Hardly use cash for anything now.

Poundland used to have a £5 minimum spend for card payments. They scrapped this about 4 years ago, IIRC.

Can't recall the last time in recent years I came across anywhere (in the UK) with a minimum spend for card payments. Illegal surcharging for card payments (albeit through a "cash discount") seems to be rife in the takeaway food industry though.

happyandcontented

glider3560 wrote: »

Poundland used to have a £5 minimum spend for card payments. They scrapped this about 4 years ago, IIRC.

Can't recall the last time in recent years I came across anywhere (in the UK) with a minimum spend for card payments. Illegal surcharging for card payments (albeit through a "cash discount") seems to be rife in the takeaway food industry though.

Our staff canteen has a minimum of £2 spend on cards.

Vet

I pay pretty much everything on card. I rarely use any cash, unless I know specifically that I need cash, I never have any on me.

JuicyJesus

JustAnotherSaver wrote: »

To go off at a slight angle here...


Why do some of you use credit cards for 'everything' (or most things)?


I understand the protection for things costing £100+ but why would you buy (for example) a newspaper on a credit card specifically (as in anything and everything)?

It's not like paying in cash actually helps me. And actually it's just more of a pain in the a*se as I have to go to a cashpoint, get the cash, carry it around in my wallet and then spend time dealing with/lugging around change for the sake of buying a £1 drink.

Or - I could just bang my card/phone/watch against a card reader and it's paid for in two seconds and Amex gives me 1p back for doing so.

eskbanker wrote: »

Out of all the reasons given on here for preferring to use cash, nobody else admits to sheer bloody-minded awkward cussedness, that takes a special kind of attitude....

It's not that special sadly. There are quite a few people who kick back against things that would make their lives easier just for the sake of essentially knowing that they're in some way being treated specially and in some cases just outright making a nuisance of themselves.

These people were the ones most put out when the cheque guarantee scheme died its long-deserved death and apparently they've now moved over to cash instead......

GreenBitterfly

Isn't possible that people who pay solely in cash, are people who receive benefits through a post office card account and don't have a debit card?

JuicyJesus

GreenBitterfly wrote: »

Isn't possible that people who pay solely in cash, are people who receive benefits through a post office card account and don't have a debit card?

Quite possibly, but honestly how many of those are there? Pretty much anyone can get a basic bank account now, and every single one now comes with a debit card and often contactless.

More to the point, POCAs are going away. The government is actively trying to migrate people off of them and onto normal bank accounts.

If someone's using cash, 99% of the time it's an active choice to do so. Same with cheques and pretty much all other non-electronic banking stuff.

JustAnotherSaver

Money_maker wrote: »

I prefer to use notes and get a bit of a kick out of making a large cash payment as many till operators rarely come across cash these days and often struggle to figure out the change.

I put that in to Google Translate and it said you enjoy watching people struggle.


What an outstanding person you are. You'll have to teach me how to be perfect some time.

JuicyJesus wrote: »

It's not like paying in cash actually helps me. And actually it's just more of a pain in the a*se as I have to go to a cashpoint, get the cash, carry it around in my wallet and then spend time dealing with/lugging around change for the sake of buying a £1 drink.

I get your point and like i said in the OP, i pay by card whenever i can really as it's just easier but reading the quote there just made me wonder something....


how much change do you actually carry around that would require you to "lug it"? Making it sound like a 50kg weight or something :rotfl: