desperate SOA

k1mmie

With regards to the car, my husband is the main driver and myself and daughter are named drivers. I did mention this is the only car we share. She only earns about £40 a week and as said before she is contributing to paying her fares now for college. With the remainder she buys her lunches. She is better of with the train as its £5.50 spent each day to get to college compared to the £5 petrol and the £4 parking.

We have looked into changing phone/internet tv provider, however we are not in a cable area, so Virgin/sky/Ntl etc is not an option.

I am aware of the severity of the situation, we went to see a solicitor earlier in the year to write to some of our creditors explaining that if we could not come to a reasonable compromise on payments then it may come down to bankruptcy. They have not listened and are demanding payments we cannot meet or will force a sale. The house was up for sale from March to October. It was realistically priced but had no interest as the market is dead. We have neighbours on either side of us with their houses up for sale now for a year and still not sold.

There is insufficient equity in the house to repay all the mortgage/charges and debts and be able to move on with the minimum of deposit for the smallest house.

Thanks for all your comments, I appreciate your advice. Will let you know how the interview goes tomorrow at 4pm. She asked if I wanted full or part time and I said full time which means nights and evenings. So update you after the interview. Maybe my new perfume will be fried chicken! Lets hope.

pania

LouiseS987456 wrote: »

In near enough the same boat as you, but with lower incomes, we can't sell our house because of a ERC, I do sympathise and I hope you get the finances in order, we have and are trying our best, and as a real long shot we have set up our website (nothing ventured, nothing gained

Good luck with the job, and keep us updated, I know how you are feeling, but there is always a light at the end of the tunnel, it may be dim at the moment, but what goes around comes around!

Also, are you paying the car insurance for your 18 yr old daughter?, does she have a part time job? I know its alot to ask for help, especially from your family, but they are near enough an adult, and needs must....

Louise,

Please remove the link to your website in your signature. This board is for help and advice and self promotion is against forum rules. K1mmie please ignore this post hon and don't click on the link. xxx

pandapaws

Good luck with the job interview - you never know, you might enjoy it! That's probably a bit optimistic, but absolutely 10/10 for giving it a go, at least nobody can say that you're not trying.

Have you been through all the Quidco threads etc? With 4 adults in the house, you could probably make enough out of that alone to clear the council tax arrears, and at least then that would be one less thing to worry about. There's loads of info on the boards here about earning extra income, but give us a shout if you can't find what you're looking for.

I'm away for a few days tomorrow, but will keep my fingers crossed for you and look forward to any updates you've got later in the week.

xx

southernscouser

LouiseS987456 wrote: »

and as a real long shot we have set up our website (nothing ventured, nothing gained

Are you taking the p!ss?

People on here are working their @rses off to pay their debts off yet you want others to do it for you?

Thats an absolute disgrace!

saffronflowers

LATEST BULLETIN- I have an interview tomorrow at cough cough (local KFC). Not what I want but it all helps and If I can get it I am prepared to stick it out till something else comes up. Will let you all know if they are interested in a 40year old mother who has not worked for 18 years...........


Well done honey - I know it is not a job that you wanted but it will be bringing in some much needed money - well done and remember it is easier to find work when in work!

SFx

consultant31

southernscouser wrote: »

Are you taking the p!ss?

People on here are working their @rses off to pay their debts off yet you want others to do it for you?

Thats an absolute disgrace!

So glad you said that SS, I didn't have the nerve (though I did think it )

I have removed the link in my post, maybe you and pania could do the same, so they don't get any free advertising!

k1mmie

Hi guys. Well thanks for all the support. I went for the interview and I really did not like what it offered. £5 per hour, 10 hour shifts. Night and evening shifts as well as day. But hey they offered and I accepted.

I am just taking the attitude that it will help out with christmas and the council tax etc. Husband had good news today, he has an interview for a contract next week. His will be much more complicated and long winded and require several interviews.

I am feeling much more positive today though and thats mainly to all the support I have received from you guys. I thank you all and will think of you when I am serving my fried chicken lol.

I am starting on Wednesday and will give you all an update.

SF - if you can would you still send me that email please.

Thanks guys!!!!!

tigtag02

well done K1mmie - total kudos to you - just want to point out though that I hope you are rounding the wage down to £5 because anything under £5.52 would be illegal.

tigtag
xx

k1mmie

Hi. tigtag - your right. Got the job - they called last night and offered £5.52 as you rightly said. starting tomorrow 10-6pm. get half hour break, standing all day.. So I am going in totally open minded. Will let you know tomorrow how it goes (if im not too tired). Just glad to be able to contribute again.

Thanks again guys. chat tomorrow.

saffronflowers

Well done honey - will get the email off to you tomorrow, could please pm me to check that I am sending you the right one.

I know it is a rubbish job but if it gets you out of this hole it will be well worth it and you will never ever want to each fried chicken again!!!! Make sure you keep an eye on your tax and claim back any overpayment as you have not earned your minimum

Well done again

SFx