Fed up of the bragging

chesky

You own your own house - something to be thankful for. Perhaps you should make new friends with people who are paying rents - lots of them about, with very little security about where they'll be living in ten years time.

ska_lover

Have you thought about trying the newspaper holidays?

Bogof_Babe

Is your main anxiety about the bragging of your friends, or is it because you feel that you really must have a few holidays?

bouicca21

Crikey my pension is less than £22k and I live very well (and can afford holidays).

Bogof_Babe

bouicca21 wrote: »

Crikey my pension is less than £22k and I live very well (and can afford holidays).

Same here, even with my state pension as well as work pension I am nowhere near that. The two of us together are just a bit over that, and we do loads of things. However we don't have children or grandkids to subsidise. Is that where too much of your money is going OP?

gettingtheresometime

Nikond4 wrote: »

With a quote of a NHS pension of £22k a year with my last Pension statement i wont see half of that , Plus another poster has said about her son paying a huge amount into his plod pension however as we all know the employer ie the tax payer are also contributing a far site more, also their is no such thing as a police pension fund the money that is allocated to each force each year to police the county the first thing that comes off the bottom line is the cost of the pensions. Which is of course why we have dwindling numbers of them its because they cant afford them.
My miserly 5% paid by my employer is no match for the percentages paid by the tax payer into Public sector pensions.
One other concern is that im thinking with Brexit looming and a clown at the controls any no deal will have a greater adverse effect on private sector pensions been heavily invested in the markets than it will the public sector ones. When those on here joined the LGPS how would they have felt if they lost out as heavily as we did in loosing our FS schemes and when they did alter the LGPS scheme in 2015 i seem to remember they all threw the toys out the pram Didnt see many jump ship into the private sector thou cant think why

Can I just say, as a mum of a serving police officer and given recent events, I think your moaning about 'plod's pensions' are really £&#* timing

Zero_Sum

Nikond4 wrote: »

With a quote of a NHS pension of £22k a year with my last Pension statement i wont see half of that , Plus another poster has said about her son paying a huge amount into his plod pension however as we all know the employer ie the tax payer are also contributing a far site more, also their is no such thing as a police pension fund the money that is allocated to each force each year to police the county the first thing that comes off the bottom line is the cost of the pensions. Which is of course why we have dwindling numbers of them its because they cant afford them.
My miserly 5% paid by my employer is no match for the percentages paid by the tax payer into Public sector pensions.
One other concern is that im thinking with Brexit looming and a clown at the controls any no deal will have a greater adverse effect on private sector pensions been heavily invested in the markets than it will the public sector ones. When those on here joined the LGPS how would they have felt if they lost out as heavily as we did in loosing our FS schemes and when they did alter the LGPS scheme in 2015 i seem to remember they all threw the toys out the pram Didnt see many jump ship into the private sector thou cant think why

On the contrary. Investment funds are largely in other currencies.
If its a bad brexit and £ tumbles, investment fund value in £'s shoots up

[Deleted User]

I’m not buying it. Everyone, friends and family, are bragging about their lifestyles or it a simple case of being asked what they’ve been up to and saying that they’ve been on holiday? If it was one relative or one friend bragging I could maybe see it but everyone bragging makes it look like you’re bitter and jealous and projecting your feelings of inadequacy on to them.

Pollycat

Nikond4 wrote: »

With a quote of a NHS pension of £22k a year with my last Pension statement i wont see half of that

Please explain why you 'won't see half of that'.
Thanks

miriamac

Pollycat wrote: »

Please explain why you 'won't see half of that'.
Thanks

I think - though it really isn't clear - that the OP has picked up on another poster's comment about his own NHS pension, if he works until retirement age (£22k).

The OP has then compared his own situation and stated that he will not even get half of what the other poster will get, and then moved on to a general rant about what others get/have.

It persuaded me that i) the OP's own perspective is the root cause of the 'problem' and ii) I have seen this story posted before.