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You can't beat me, I will win.
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I do ten minute bursts and they work for me.
My disability means I really can’t manage more than that at a time.
The ottoman of doom was tackled the other day & didn’t take me nearly as long as I thought.
Break it down into baby steps:)
The ottoman of doom sounds like something from Hammer Horror.:rotfl:.
My cooker is in and they have gone.:j. It's very basic but it works.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Yah for a new cooker. :j. :T.
To make you laugh I have lost my iron. :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Yah for a new cooker. :j. :T.
To make you laugh I have lost my iron. :eek:
That's handy
1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
parsniphead wrote: »Thanks all.
Well I'm sitting here waiting for delivery of my new cooker and trying to kick-start the declutter which was started a long time ago but recently the house has descended into chose. Let's just say the humiliation of having to have various tradesmen in the house over the past few days nearly pushed me over the edge. I was so embarrassed. I've made a pledge to myself to get it sorted. To be honest I can only seem to muster the energy to do short 10 minute burst before sitting for a short time but five minutes of something.
Anyway cooker man just arrived. Must dash. X
Happy Christmas! Oh I hear you on the clutter and mess. My downstairs is usually presentable but upstairs is a disgrace
Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Happy new cooker! Lots of little bursts will add up to big results in the end, so keep at it
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Thanks all.
It's definitely going to be little bursts for a while but if I can see progress it will keep me motivated.
I'm working on DS to take the Christmas tree down. I'm not keen on it but after boxing day Christmas is over so it really needs to go.
When it comes to clearing out the biggest areas to deal with are...
Front/sewing room - as usual
My bedroom - it's like a Laundry
DS's bedroom - :eek:
Stairs - I need to get DH to move the stuff off the stair up stairs because my energy doesn't allow me to carry stuff upstairs.
If I can get these areas done over the next few weeks I will feel like I'm getting somewhere.
One thing I'm looking forward to is getting the washing to dry outside. In the meantime if I can get the front/craft room sorted I can put the airer in there rather than my room.
Need to dash now. Will be back soon with progress.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Don't be so hard on yourself. My house is full of clutter too despite my best efforts - especially upstairs. I got rid of what felt like 10% of our house contents this year - but have about another 40% that probably needs to go.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
You are doing fantastically well. Keep going If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Happy new year Parsnip _party_Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Thank you HHOD. It's a bit of a bonus one.
Happy new year to you all xxxxxxxx1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0
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