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  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,657 Forumite
    First Anniversary Name Dropper First Post
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    Thinking of you Parsniphead...how are you?
    paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
    2024 savings challenge £5/£2000     EF £140. Savings 2 £30.00. Weekly savings envelope #17
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
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    How are you Parsnip?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 8,866 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Another hoping all is okay with you and SB
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    First Anniversary Combo Breaker First Post I've been Money Tipped!
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    Hope you're doing okay
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    First Anniversary First Post
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    Thank you for your comments all and I apologise for going missing for a while.

    My health is not great and to be honest by the time I've finished work I'm too exhausted to even just sit down. Oh well, bills need paying, etc.

    I hope you all have a fantastic Christmas and I want to thank you all for your support over the years.

    I will be back lots soon. My debts have increased so much. It turns out cancer can be very expensive. I need to start sorting them again because the stress is eating at me and making things worse.

    Here's to a debt reducing 2020.

    With love to all. Xxx
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    I'm really sorry your health is suffering and that your debts are increasing. It's so unfair that you're not getting more benefits when you're ill :mad:. The benefits system should be helping people like you.

    I hope you manage to enjoy Christmas with your family despite everything.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 8,866 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Good to hear you are hanging on in there.

    I have a friend in RL with a cancer diagnosis. She has had to secure work as the financial support was just not there for her to stay home and look after herself properly. I had thought (from the powerful adverts) that people with cancer were very well supported, emotionally and financially, so disappointed to find out it is not so.

    Take care x
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • parsniphead
    parsniphead Posts: 2,897 Forumite
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    Macmillan are very good and do benefits checks but they don't run the system. It's a kick in the teeth when you're told you've not paid enough in ( I'm nearly 50 and have worked since I left college) but if you work in this country you are treated like sh#t if you do need help, (help you have paid in towards).

    I know that's a strong and quite an offensive statement to some but it's true. If it has offended it's probably better not to read on because the way I'm feeling there will probably be more.

    Bitter me, hell yes and completely p#ssed off and lacking in faith at the powers that be at the moment.

    Anyway time for some me time.

    Thank you all and take care of yourselves. X
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • DawnW
    DawnW Posts: 7,451 Forumite
    Name Dropper Photogenic First Post First Anniversary
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    No offence taken here Parsniphead, I totally agree with you! Take care xx
  • beanielou
    beanielou Posts: 90,644 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    I agree to on the shocking shocking benefit system for those who need it most.
    Take care of you xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
★ ★ ★ Meet your Ambassadors

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