It's time to start digging up those Squirrelled Nuts!!!!

westv

Sea_Shell said:

To those who think my retirement is too frugal for your liking, please keep your opinions to yourself.

(you know who you are !!!! - "your name shall also go on the list")


You're dealing with a menopausal woman here - WATCH IT !!!!!

Calm down, dear.

(Gets coat)

  

Takedap

westv said:

Sea_Shell said:

To those who think my retirement is too frugal for your liking, please keep your opinions to yourself.

(you know who you are !!!! - "your name shall also go on the list")


You're dealing with a menopausal woman here - WATCH IT !!!!!

Calm down, dear.

(Gets coat)

  

Brave....very brave.

enthusiasticsaver

Sea_Shell said:

To those who think my retirement is too frugal for your liking, please keep your opinions to yourself.

(you know who you are !!!! - "your name shall also go on the list")


You're dealing with a menopausal woman here - WATCH IT !!!!!

Oh dear have I missed a comment on here which is judgemental?  Sorry you have been upset and I will scroll back and report if inappropriate.  

jimi_man

Sea_Shell said:

To those who think my retirement is too frugal for your liking, please keep your opinions to yourself.

(you know who you are !!!! - "your name shall also go on the list")


You're dealing with a menopausal woman here - WATCH IT !!!!!

It was me. To be fair I thought I'd made it quite clear that I was making a joke, however maybe that didn't come through. 

It was on the Art of Spending money thread, page 6 - if someone wants to report it as being inappropriate.

westv

jimi_man said:

Sea_Shell said:

To those who think my retirement is too frugal for your liking, please keep your opinions to yourself.

(you know who you are !!!! - "your name shall also go on the list")


You're dealing with a menopausal woman here - WATCH IT !!!!!

It was me. To be fair I thought I'd made it quite clear that I was making a joke, however maybe that didn't come through. 

It was on the Art of Spending money thread, page 6 - if someone wants to report it as being inappropriate.

I think Sea_Shell was being ever so slightly tongue in cheek too.

atush

DT2001 said:

Anonymous101 said:

michaels said:

Family of 5 (inc 3 teenagers who are happy to eat) we spend about £100 per week on supermarket shop which also includes toiletries, cleaning products etc.

No alcohol probably helps a lot though.

I'd say the £100 a week mark is pretty accurate for our family of 4 (two young children) including the household products.

Alcohol does make a big difference. Mrs. Anon doesn't drink and I only drink occasionally, I'd say on average <£5 per week including wine for cooking.

Our £100 is split between ASDA (for which we receive 10% blue light discount + 4% reloadable card discount from my employer), Aldi / Lidl and the local farmers market and butchers. We buy as good quality ingredients as possible as cheaply as possible but don't scrimp. Certainly not on quality for health reasons.

We do have a rough list but aren't strict with it. We are strict on waste though, nothing gets thrown out. We are organised and if its not cooked and eaten its cooked and frozen as future prep.

Family of 6. When the two are home from Uni I work on max of £150 p.w. Exceeded that for the 1st time pre Xmas. We use Tesco and Lidl, I have a list but adapt as I shop, for items that are reduced for club card holders (they have to be part of my normal larder stock) and yellow label items (I look for more expensive meat or fish). Only one alcohol drinker helps, reducing meat intake and lots of freshly prepared meals. On retiring I would hope £2.5 - £3k would be reasonable.

6 adults and only one drinks?  Geez, we have five when kids are home and all 5 drink lol.

atush

Sea_Shell said:

Do 'high grocery spenders' routinely have puddings/deserts?   We don't.

What about portion sizes?  Do you weigh or measure stuff out?   We do.

Maybe that's the difference?

Does money spent = calories consumed?

No, we have dessert twice a week.  usually dark choc dipped strawberries ,or puff pastry fruit tarts or meringues.  neither expensive.  Portion sizes are not large, our boys tell us too small when they are home.  So i buy chicken thighs over breasts (cheaper and better tasting) and one or two thighs for each serving depending on the recepie.

Our high spending for two people includes most of our alcohol, cleaning products and personal care items etc.  We spend around 100 or so a week, but live in an expensive place.

atush

We make everything from scratch apart from maybe a fish with no chips once a month i make into fish tacos.

Sea_Shell

Morning everyone

After almost 4 years, and 375 pages, I think that this thread has run its course.

TBH I have nothing new to add and it runs the risk of just going over the same ground again and again.

Our finances (and retirement) seem to have fallen into a steady rhythm, and barring any calamity, will carry on ticking along.   We’ll carry on spending (or not!) as we always have.

I also feel that I have, at times, given away too much personal financial information, which has left me open to probing questions, gentle ribbing and at times a teeny bit of judgement.  

I’m not pointing the finger here (as I’ve done the same myself on other threads), but having to feel like I have to justify myself all the time, is tiring.  Not to mention repetitive, for you and me.

I started this thread to be about the HOW and not the WHY.    I think the “how” has been covered quite sufficiently.

I know that this thread has been followed keenly by many of you, but, at the end of the day,  I am me, and I will always be me, regardless of whether I have £1 or £1m.

Once a Squirrel, always a Squirrel!!

I’m not leaving the forum  (or this thread for that matter).  Far from it.  I shall still be reading and posting on threads that catch my eye and I can offer my twopenneth, or obtain information from the hive mind.

But I won’t be posting anymore “financial accounts” here, going forwards.   If something dramatic happens and the wheels fall off spectacularly…then I might.  

So this is not a flounce, but at strategic withdrawal from the front line.

 

…and on that bombshell…

 

I’m going for a run!

HeyYeah

Thanks very much for your thread Seas_Shell. It has been hugely informative and inspiring for me. Sorry to hear you are signing off, but I hope you will still frequent the forum. Good luck with your retirement!