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Being charged double the dig money since boyfriend moved in
Comments
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So she is happy to give up 244 income a month.
She is a very kind lady. Does the 150 each cover household insurance, TV licence etc. The big bills which dont happen every month (unless on dD of course)
Just over £300 a month in bills is not too bad for 3 of you She sounds pretty money savvy rather than the other way around. Our 2 bed house for 2 adults and a dog is £290 in bills purely house related (as oposed to mortgage and life insurance)
However after such a short period of time its unlike gas water and elec are a true reflection unless on key meter.0 -
Your godmother sounds like an angel, not only agreeing to share her home with you but also with your boyfriend who she owes nothing to, and she’s charging little more than expenses.
I think that you should buy her a huge bunch of flowers, a big box of chocolates, pay her back for the time that your boyfriend has been there, and get your own place.
Oh, and thank her profusely for taking care of the two of you when you needed it.0 -
combeferret wrote: »Well, I have an update for everyone!
When I got home, she sat me down and said she'd looked through every single bill she pays (plus the Sky.) It came to £312 a month (she lives rent free in a flat owned by family hence why it's so low).
She suggested that she pay half of the bills, and my boyfriend and I pay half, as she didn't see it fair that we paid 1/3rd each when it's "her house." I disagreed with that, especially since it's a lot lower than what we were paying, so I told her bf and I will pay all of the bills ourselves.
The arrangement we have arrived at; bf and I pay her £150 a month each to cover all household bills, we will all buy our own food, and we will split the cost of household essentials three ways. I have decided to help her set up an account for "bills only" so that it's clear exactly where our money is going, as she didn't want to see it disappear from her account when she goes shopping without knowing the bills were covered properly.
This means all three of us will be better off financially, much less food waste, and the promise to revisit it next month to see how it's all worked out. Now it's up to me to get started on eating the backlog of food in the freezer before we next hit the shops!
Deleted - because it's not worth the wear and tear on my keyboard and it's just giving op the oxygen they obviously want.0 -
My guess is her godmother likes the company and it isnt quite the intrusion some people are tying to make out??0
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HampshireH wrote: »So she is happy to give up 244 income a month.
She is a very kind lady. Does the 150 each cover household insurance, TV licence etc. The big bills which dont happen every month (unless on dD of course)
However after such a short period of time its unlike gas water and elec are a true reflection unless on key meter.My guess is her godmother likes the company and it isnt quite the intrusion some people are tying to make out??I came here to get some advice and perspective, not judgements made on our lives based on assumptions. I've stayed in this house with her (either at weekends or otherwise) my entire life. The main reason I moved in when I was 16 wasn't because I was being kicked out of my mum's house or anything, but simply because she had a spare room and enjoyed having another person here. When I go away for a few days anywhere she says she finds it much harder to sleep because she doesn't like having the house to herself for safety etc reasons.
£-667 HSBC Credit Card
£-735 M&S Credit Card
£-3,526 Barclaycard Credit Card0 -
It sounds like you have all agreed a way forwards , financially speaking, that you are all happy with. That is great
As long as she, like you say OP, likes the company, etc, its all great. Some people genuinely do like living with others
That is the thing that would bug me (obviously not your godmother), the extra people in the house - especially if it is a small flat, like you say..............................., the inconvenience being woke up by someone having a wee at 3am (light sleeper) / having to take turns in the kitchen / take turns in the bathroom / take turns using the washing machine /not blast music when I feel like it / not walk round naked / all those rules like what food is who's in the cupboard in your own home
For ME, the extra income (you paying the bills) would not be worth giving up living independently for what is now in effect a flat share - I would hate that - but like I say, that is just me. I like doing what I want, when I want, and If i wanted to cook, it would pee me right off if the kitchen, and all the utensils were in use, and I had to wait for someone else to cook their meal and clean up, before i could even start. Obviously I am a massive grump but I would start to feel like an outsider in my own home that there are now two of you, and one of her.
Obviously your godmother has more patience than I do haha
Good luck OP and glad you sorted it all out.
No venom here - you are in a great position now to save...and it sounds like godmother is happy, shes able to pay less bills and she gets the company she clearly seems to likeThe opposite of what you know...is also true0 -
For all you know she is putting that extra £250/month away for you: for when you fled the nest. That bf might not be around for ever....
Either way...suck it up. Best deal on offer for you right now.0 -
It just doesn’t really ring true for me.
I am slightly sceptical of anyone who posts a problem, then another post entitled -update guys, and then a neat solution tying everything up nicely like an A-Team episode.
Anyway it’s not really a problem - live there or don’t - up to you. But at 23 it might be time to dip a toe in the real world.2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
combeferret wrote: »Well, I have an update for everyone!
When I got home, she sat me down and said she'd looked through every single bill she pays (plus the Sky.) It came to £312 a month (she lives rent free in a flat owned by family hence why it's so low).
I would have expected the council tax, gas & electric and sky alone to come to that.
Extras - household insurance, warranties on white goods (repair plans), garden waste collection, tv license, window cleaning, telephone, broadband. Repairs, wear & tear. Water.
Just a few off the top of my head.0 -
It sounds like you have all agreed a way forwards , financially speaking, that you are all happy with. That is great
As long as she, like you say OP, likes the company, etc, its all great. Some people genuinely do like living with others
That is the thing that would bug me (obviously not your godmother), the extra people in the house - especially if it is a small flat, like you say..............................., the inconvenience being woke up by someone having a wee at 3am (light sleeper) / having to take turns in the kitchen / take turns in the bathroom / take turns using the washing machine /not blast music when I feel like it / not walk round naked / all those rules like what food is who's in the cupboard in your own home
For ME, the extra income (you paying the bills) would not be worth giving up living independently for what is now in effect a flat share - I would hate that - but like I say, that is just me. I like doing what I want, when I want, and If i wanted to cook, it would pee me right off if the kitchen, and all the utensils were in use, and I had to wait for someone else to cook their meal and clean up, before i could even start. Obviously I am a massive grump but I would start to feel like an outsider in my own home that there are now two of you, and one of her.
Obviously your godmother has more patience than I do haha
Good luck OP and glad you sorted it all out.
No venom here - you are in a great position now to save...and it sounds like godmother is happy, shes able to pay less bills and she gets the company she clearly seems to like
I’m exactly the same. I live alone in a 2 bed house & I love having my own space to do as I please without having to consider others.0
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