The Four D's

mark55man

hi Dan - now what you mean about the office - there's like 5 here when there is normally 50 and I still wish the others would go away - plenty of soap and sanitisers though and a growing realisation that there arejust too many *expletive* doors in this world

FootyFanDan

mark88man said:

hi Dan - now what you mean about the office - there's like 5 here when there is normally 50 and I still wish the others would go away - plenty of soap and sanitisers though and a growing realisation that there arejust too many *expletive* doors in this world

Hey Mark, yeah it was a real concern and credit work they are trying a little to try make adjustments but its just so difficult and its so against the norm so there is still loads more in office than there should be so its tough. I am possibly being over cautious but its a risk I can not take and work have been fairly adaptive for me...just means a few months of night shifts,  I would normally do two sets of nights a month anyways.

Hope you and your family are well.

FootyFanDan

SuperFrank88 said:

Dan the man! How are you bud?

I found your diary and have just spent an hour reading through it all. You are smashing it! Lots of it was like reading my own diary. Keep up the good work fella. 

I’ve got my eye on you now 😜

Frank.

Hey Frank! I am doing good thank you mate, how r you?...welcome to the crazy up and down world of my diary / ramblings haha. It has been quite some journey but i do feel like i am steadily getting to where i want to be, more money than month is a good place right?

Hope you are looking after youself

SuperFrank88

FootyFanDan said:

SuperFrank88 said:

Dan the man! How are you bud?

I found your diary and have just spent an hour reading through it all. You are smashing it! Lots of it was like reading my own diary. Keep up the good work fella. 

I’ve got my eye on you now 😜

Frank.

Hey Frank! I am doing good thank you mate, how r you?...welcome to the crazy up and down world of my diary / ramblings haha. It has been quite some journey but i do feel like i am steadily getting to where i want to be, more money than month is a good place right?

Hope you are looking after youself

All good here thanks bud. Going a bit stir crazy having to work from home but hey-ho it is what it is. Know what you mean about being anxious of bringing the virus home, my OH suffers with colitis and is on immunosuppressants which puts her at high risk. Just trying to be more mindful.

She has been watching me obsess over YNAB for the last month and now she want in too! Which is fantastic, but she has 8! YES 8 different accounts  She likes to keep everything separate so has a 'house bills' account, 'personal' account, 'car' account etc. So that is going to be a bit of a challenge for me to try and explain how it works with so many accounts. I have tried telling her that with YNAB she could do all of that through just 1 checking account, but I can see the anxiety in her face   

So that is today's challenge!

FootyFanDan

Hope the YNAB lesson went well @SuperFrank88 😂, that's some serious amount of accounts to have to juggle! One is enough for me to manage, YNAB does make it easier though 😀

SuperFrank88

FootyFanDan said:

Hope the YNAB lesson went well @SuperFrank88 😂 , that's some serious amount of accounts to have to juggle! One is enough for me to manage, YNAB does make it easier though 😀

It did Dan. I was shocked how quickly she 'got it'. I had to spend a good few days watching YouTube tutorials on how to get my head around it! Think she is starting to realise now that she does not need all those different accounts because as long as she does'nt overspend in her categories, the money will be in the bank to cover everything. I'll keep working on her

FootyFanDan

haha, its such a good tool to have, i still keep up to date with the YNAB videos mainly for a giggle as one of the girls who does them just makes me laugh! And i guess in these tough times laughter is pretty much what is going to get us through. I find YNAB so useful and then have got a spreadsheet in background just to keep track of the debt stuff. I get income twice a month so sometimes it looks weird on YNAB but getting there with it. Hope you have a good weekend mate

mark55man

good luck with YNAB - I never got on with it myself, I am a spreadsheet junkie, but I accept YNAB is better at capturing all the dynamics of money coming in and out, especially if you throw joint / personal and a credit card into the mix.

I might have another look next month when my busy patch at work has gone quiet and I'll have a few days off / low pressure WFH

FootyFanDan

mark88man said:

good luck with YNAB - I never got on with it myself, I am a spreadsheet junkie, but I accept YNAB is better at capturing all the dynamics of money coming in and out, especially if you throw joint / personal and a credit card into the mix.

I might have another look next month when my busy patch at work has gone quiet and I'll have a few days off / low pressure WFH

It did take a while for me to get into it Mark, and i still do love a good spreadsheet haha. I understand why some love it but do get why it isn't for everyone. 

Hope work settles for you soon.

FootyFanDan

Hey All 

Back on shift again tonight, them days off went too fast. I also found out my shift partner who I worked with last week is off now with the symptoms of this bloody virus, and a person who lived in town near us passed away last night with it. Although it wasn't a person i was close with in anyway it really hits home how close this is . The person cover my colleague was off last week as he is part of the at risk group but no-one else could work so he is now in work which i am not overly convinced is normal! 

MSE wise everything is going as expected, shopping has been done to cover next 7-10 days or so with exception of bread, that is possibly going to need topping up. 

Little one part recovered from Scarlett fever but pharmacy didn't give enough medicine and now she has got it back again so now needs to take a full course, grrrr. I do understand these places are under-pressure but now meant extra journeys that i shouldn't be having to make!

Hope you all enjoy rest of your weekend.