Determed To Do It

[Deleted User]

FootyFanDan wrote: »

Hey

Hope you had a fab xmas!

Well done on the goal setting once your debt free it will be good to have other goals to keep you focused and driven. It is always good to have other things to focus energy on

Good luck with the weight loss goal too I am sure you are going to boss it!:T:T

Hope you all had a wonderful Christmas, too!!

No lie-in on my day off today, sky engineer could have been coming from 8am, but checked online and it now says between 11am and 1pm, so I have got some time to chill out before he gets here - no point tidying the house before he's done as it's wet outside and part of my cleaning will be mopping floors and hoovering :rotfl:

Christmas cr*p box is ready to go in the loft, full of wrapping paper, gift bags, gift tags, etc etc.

My old laptop sold on eBay for £90 last night, so just waiting for the PayPal payment then I will have recouped some of the boxing day sales money.

Not much else planned for today other than the food shopping and tidying of the house, such is life on the one day at the weekend when I have the house to myself :rotfl:

cathybird

Hope the Sky engineer sorted everything out for you, SSDD23 - glad to hear you had a lovely Christmas. I'm sure you'll do well with the weight loss goal. I'm no weight loss expert but personally have always found lifting weights really helps and in fact is good in all sorts of ways - very good for bone health and all that

FootyFanDan

SSDD23 wrote: »

Hope you all had a wonderful Christmas, too!!

No lie-in on my day off today, sky engineer could have been coming from 8am, but checked online and it now says between 11am and 1pm, so I have got some time to chill out before he gets here - no point tidying the house before he's done as it's wet outside and part of my cleaning will be mopping floors and hoovering :rotfl:

Christmas cr*p box is ready to go in the loft, full of wrapping paper, gift bags, gift tags, etc etc.

My old laptop sold on eBay for £90 last night, so just waiting for the PayPal payment then I will have recouped some of the boxing day sales money.

Not much else planned for today other than the food shopping and tidying of the house, such is life on the one day at the weekend when I have the house to myself :rotfl:

No rest for the wicked as they say :rotfl: good news on the laptop sale, I am just in process of looking at stuff to sell to make a bit extra. Hope the sky engineer got stuff sorted, I know when I debt having a sky subscription is very much a topic of debate but its one of the luxuries I feel I do get good use out of so prepared to sacrifice elsewhere in budget to make up for this. Nothing beats getting on sofa after a pants day eating junk and watching a boxset! haha we live an hard life.:rotfl::rotfl:

savingholmes

Glad Christmas went well and the kids were happy. Great goal for the new year too

[Deleted User]

Morning everyone

Yes agreed about Sky being a bit of a luxury, I see it as a treat for OH and I for having cleared our "bad" debts, plus no more shouting at the kiddos for killing the tv by draining the internet connection :rotfl:

All went well, he was done in about 30 minutes as it turns out the people before us had the same sort of package so he only had to replace a couple of bits to update it and then get it all set up

Today is day one of healthy eating, I was up at the crack of dawn (5:45 :rotfl: ) so I could put our dinner in the slow cooker and still leave for work on time. I cooked up a chicken breast joint in the oven last night and carved it, so got roast chicken and salad in some sandwich thins and some healthy snacks.

Deffo agree cathybird about the weights, I'll be more at ease to get out our set and use it now that I have defeated the cupboard that stunk of weed, and now just smells of pet odor disinfectant that I scrubbed into the carpet :rotfl:

My chart is up on the fridge, filled out my weight (in kilos so it's slightly less depressing) and my waist size as the chart requires, and downloaded My Fitness Pal again so it can calculate my total calories based on what I've eaten, but also the walking around I've done in the day.

I will come back a bit later on and update with the rest of my goals for 2020, I just want to log some hours with the SE work whilst it's there as there wasn't much around over the weekend x

[Deleted User]

Right, due to being MIA on here over the weekend, I didn't leave myself enough time to post a goal a day, so here are the rest of my goals as I can remember them...

1 - Save minimum £2k into my LISA
This should be easily do-able, as long as I am disciplined

2 - Clear my car finance
Speaks for itself, ideally by mid-2020

3 - Fill up budgeting pots (dental, car maintenance, gifts, etc)
Again, speaks for itself, I worked out how much I need to pay monthly into each pot

4 - Lose 1.5 stone (this is a brief summary of the weight loss one now that I know how much I weight & want to lose)

5 - Hit 50 parkruns
(on the caveat my foot gets sorted eventually to allow me to hit this target, think I am at 30-something now)

6 - Do not accrue any more bad debt/debt in general
Everything should be affordable or able to budget for with my savings pots.

7 - Complete my gratitude journal for the whole year that I purchased

That's a vague run down, I do however have a very important question....

...do I start a new year diary?! :rotfl:

I am thinking "2020 - Becoming a Saver not a Spender"

Thoughts?!

[Deleted User]

I feel like my brain is working overdrive today, so many thoughts going on at the same time!

I have spent the last hour or so browsing the Hobbycraft website as one of my "bucket list goals" from my journal for Spring is to make something and then to sell it on, at the end of the hour I was looking at £200 machines that allow you to print transfers and make personalised items, maybe this will be something to save for in the autumn time and make personalised baubles and stuff :rotfl: I do quite like the woodburning crafting that you can do, and that is a cheaper outlay.

There are some easy wins to be had with my dieting that I have come across, I haven't noticed the different in changing from semi-skimmed milk to skimmed milk for my coffee, I bought 2% fat turkey mince instead of 5% beef mince, I have identified that my gin with a diet mixer will have half as many calories as a small glass of my favourite wine (this will wait until after dry January though ) although I think I am barely going to scrape in with the recommended calorie amount for the day once we have had dinner, I guess that's the clear sign that I need to do a bit more exercise each day.

I think I will start a new diary in January, this one has been about paying off the bad debt, the new one will be focused on saving and creating good new habits for the year

I have also decided to revisit getting an AAT qualification, most of the jobs when I was looking earlier were actually for accounting/accounting assistant jobs, and I'm good with numbers and stuff. By the time I'd actually be looking to be employed in the sector, all of the big bads will be gone from my credit file so wouldn't be a hindrance, which is what stopped me before when I realised I'd be training in a field that I probably wouldn't be able to work in for a few years

cathybird

SSDD23, I say yes to the new diary, because you're finished with debt and embarking on a whole new phase, so why not mark it decisively with a new thread? ... Yay to your goals - they seem really good and constructive to me

FootyFanDan

Love the goals you have set, also you have got such a clear guideline of when you want to acheive the goals which will poss give you the focus to get them done. I really need to get mine down and sorted, i like the idea of a journal too.

hahaha another new diary Do it! It makes sense as you have now got ready to move into a new journey.

Ditto with the AAT qualification this is something i have seriously considered as well as an IT qualification. Go for it don't let anything hold you back from doing it . Its strange as i do feel like if i could progress in my current job i would be content but just can not see it happening.

[Deleted User]

cathybird wrote: »

SSDD23, I say yes to the new diary, because you're finished with debt and embarking on a whole new phase, so why not mark it decisively with a new thread? ... Yay to your goals - they seem really good and constructive to me

FootyFanDan wrote: »

Love the goals you have set, also you have got such a clear guideline of when you want to acheive the goals which will poss give you the focus to get them done. I really need to get mine down and sorted, i like the idea of a journal too.

hahaha another new diary Do it! It makes sense as you have now got ready to move into a new journey.

Ditto with the AAT qualification this is something i have seriously considered as well as an IT qualification. Go for it don't let anything hold you back from doing it . Its strange as i do feel like if i could progress in my current job i would be content but just can not see it happening.

Sold

Yes I've thought about doing IT, too. There is literally zero chance for progression in my job, I'm only still here because the money and hours work well for me at the moment lol