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Virgin Money Regular Saver Thread

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  • schiff
    schiff Posts: 20,265 Forumite
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    Is your nominated external account paying more than the 0.50% the Virgin money would earn in the Easy Access account the RS proceeds are being transferred to? It won't be Skipton.
  • RG2015
    RG2015 Posts: 6,054 Forumite
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    I've transferred the cash in my matured RS 13 to my nominated account but it is showing as uncleared. Any ideas how long it may be sitting here?
  • colsten
    colsten Posts: 17,597 Forumite
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    RG2015 said:
    I've transferred the cash in my matured RS 13 to my nominated account but it is showing as uncleared. Any ideas how long it may be sitting here?
    Are you saying your money is still sitting in Virgin? 
  • colsten
    colsten Posts: 17,597 Forumite
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    schiff said:
    Is your nominated external account paying more than the 0.50% the Virgin money would earn in the Easy Access account the RS proceeds are being transferred to? It won't be Skipton.
    A Club Lloyds or a BOS Vantage would pay more [for one day, until you can offload to Skipton or other savings account], if you have room in there. 
  • RG2015
    RG2015 Posts: 6,054 Forumite
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    edited 20 December 2020 at 1:44PM
    colsten said:
    RG2015 said:
    I've transferred the cash in my matured RS 13 to my nominated account but it is showing as uncleared. Any ideas how long it may be sitting here?
    Are you saying your money is still sitting in Virgin? 
    No, it is not showing in my Virgin Money account balance but neither is it appearing in my cleared transactions.

    More to the point, it hasn't appeared in my NatWest current account after over an hour.
  • RG2015
    RG2015 Posts: 6,054 Forumite
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    If I have to wait until Monday, so be it. I will only have lost 5p interest in the VM Reward Issue 26.
  • Elmer_BeFuddled
    Elmer_BeFuddled Posts: 312 Forumite
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    edited 20 December 2020 at 2:05PM

    Closed my Re-S13/EAS26 at 2:37am this morning. Balance transferred into my NatWest current account before 2:45am (time to log out of VM and into NW) and then onto my NW Savings builder within seconds.
    I'm writing a book on plagiarism. It wasn't my idea.
  • RG2015
    RG2015 Posts: 6,054 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic

    Closed my Re-S13/EAS26 at 2:37am this morning. Balance transferred into my NatWest current account before 2:45am (time to log out of VM and into NW) and then onto my NW Savings builder within seconds.
    Is the transaction showing as cleared or uncleared in your Virgin Money account?
  • Elmer_BeFuddled
    Elmer_BeFuddled Posts: 312 Forumite
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    edited 20 December 2020 at 2:27PM
    RG2015 said: Is the transaction showing as cleared or uncleared in your Virgin Money account?

    I see what you are saying, in VM it states uncleared but the money has definitely gone!
    I'm writing a book on plagiarism. It wasn't my idea.
  • schiff
    schiff Posts: 20,265 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    colsten said:
    schiff said:
    Is your nominated external account paying more than the 0.50% the Virgin money would earn in the Easy Access account the RS proceeds are being transferred to? It won't be Skipton.
    A Club Lloyds or a BOS Vantage would pay more [for one day, until you can offload to Skipton or other savings account], if you have room in there. 
    About 0.001p by my reckoning. Better things to do with my time. Found a penny in a car-park yesterday so my weekend's in profit!  :)
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