Gap is Back - Time to Knuckle Down

beanielou

I am with you on the unfortunate things.

girlatplay

beanielou wrote: »

I am with you on the unfortunate things.

Sharing hugs with you xx

girlatplay

NSD and payday :j

I went to visit my cousin today. What an adorable little baby boy she has. She was delighted with the gift. There is a little bit of a story but her reaction was exactly what I hoped for

All pots topped up. I'm waiting for LMG's digs tomorrow and that will be me for the month. I've transferred over the money for the erroneous tickets and that leaves £17 which I've stuck in the holding account for now.

I've got a membership fee of £40 to pay (for a qualification so a necessity) by the end of the month. I really want to pay an extra £30 to the loan this month as if I do then when December's payment is made it will take me under the £6k mark and into the £5ks. This means I need to find £53 that isn't in my budget. I have money in the emergency fund which I can use if necessary but I don't want to. It's not strictly an emergency but the membership fee must be paid and it will be good for my mental health to get into the next £thousand.

My November self-challenge is to find £53.

beanielou

You can do it

Iwantanewlife

All sounds good your end!

girlatplay

beanielou wrote: »

You can do it

Thank you

Iwantanewlife wrote: »

All sounds good your end!

Getting there


This morning I woke up early and couldn't get back to sleep so I've showered and I'm just using up some time before I go to work. The interest payment was added to my mortgage so I've sent across £13.69 to bring the balance down by another £10. I always allow £20 in my budget so I've transferred the £6.31 to the holding account.

November find £53 challenge: £46.69 to find.

beanielou

Happy November.
Great start to your challenge.

girlatplay

beanielou wrote: »

Happy November.
Great start to your challenge.

Happy November to you too.
The day got better challenge-wise. If you can be remotely bothered then read more of my drivel below.


Went to Morries for a couple of bits. I need to eat a bit healthier so I'm going to make the spinach and feta muffins again. £21 spent but I got useful bits.

Just had spinach and blue cheese risotto for tea. It was lush! Had a craving for it but I prefer to make it for more than one person. LMG is back working shifts again and I just couldn't wait any more days so made it just for me and I'm so glad I did.

I'm finishing 1st November with £23.87 out of £53! Did it like this:
£6.31 from balance of mortgage payment
£4.42 from LMG which was a partial amount for a ticket I bought her (one of the erroneous tickets, I've already covered it)
£5 from payment boyfriend sent me for a hotel we've booked for later this month. He sent me £2.25 too much and told me to keep it. He had rounded up to the nearest £5 so I put that in
£5.29 payout from PA
£2 bank reward payment (technically not got it yet but I've transferred it in anticipation. It will arrive shortly)
85p which I had transferred in with the original £17 but didn't count it.

That's not bad for a day. £29.13 to find before the end of November (preferably a few days before so that I can do transfers before the end of the month). Can't see it being as easy as today but I'm nearly half way there.

[Deleted User]

That’s a super impressive start to the month A good wee boost for you too, to know you’re nearly half way there!

beanielou

That is just excellent :j :j