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Gap is Back - Time to Knuckle Down

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  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    NSD today.

    Found 5p on the road yesterday so it's gone into the challenge pot.

    LMG and I have fallen out and whilst I'm angry I'm also really sad :(
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    girlatplay wrote: »
    NSD today.

    Found 5p on the road yesterday so it's gone into the challenge pot.

    LMG and I have fallen out and whilst I'm angry I'm also really sad :(

    Sorry to read this:(
    I used to hate when I fell out with DS.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    Sorry to read this:(
    I used to hate when I fell out with DS.

    It's still ongoing :cry: I haven't seen her because she's stayed at her boyfriend's the past two nights and it sounds like she's staying there again tonight. She only messaged me today to ask for a favour :( I'm so upset. We usually make up really quickly but I'm sick of being expected to be her slave and getting little or no thanks, just huffiness when she doesn't get her own way. She's never been like this before. I'm just so sad.

    Anyway, in financial news, I thought I might have had a deferred pension with a company I worked for about 25 years ago. I did a search for it about a year or maybe two years ago and got a reply along the lines of "We've no idea what you're talking about." A couple of months back a searching company contacted me and asked if I was the person whose details they held. I was, and it turned out it was the pension I thought I had. Funny that. Good news though. I got the log in details for their online portal through today.

    Small grocery shop today so £11 from grocery budget sent to cc account.

    I'm going to make Jack Monroe's Kale Pesto. I made it when they first blogged about it and it was sooooo good. I've been craving it for days but didn't want to go to the shop just for kale. Picked up some reduced today so I'll make that shortly.

    Oh, that's the washing machine finished so I better get through and get LMG's washing out and hung up..
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    TBH I think it a phase that they go through sadly.
    I hated it so much.
    I think we feel it more because we are lone parents.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oh & good news on the potential pension :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    TBH I think it a phase that they go through sadly.
    I hated it so much.
    I think we feel it more because we are lone parents.

    I think you're right on both counts. She's always been so good. She's had a couple of blips but nothing major. I thought I would go through this when she was 16 but she was fine then. I think I'll just need to ride it out. I'm usually the one who offers the olive branch (very quickly) and I haven't (so far) this time. It's hard though.

    NSD today.

    I made lamb hotpot for tea tonight, just Boyfriend and me. He's away home now and I've eaten two packets of chipsticks and half a large bar of Dairy Milk. I'm not supposed to eat that much chocolate in one sitting and I know I'll suffer for it but I couldn't help it. I'm not a comfort eater so I surprised myself.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you have left me some chocolate :D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    Hope you have left me some chocolate :D

    Yup, you can have the other half :D

    LMG came home (because she thought I was out) and we managed to have a talk (I talked, she listened). I gave her the opportunity to say anything she wanted (nothing) and we are now on speaking terms again. She isn't working tomorrow (I thought she was) and will be spending the day with my mum, sis, Peachy and me :) It's not all perfect but we're getting there.

    beanielou I just want to say a really big THANK YOU to you for plodding along beside me the past few days when I've been feeling really low. I know you plod along with all of us but I've really appreciated your messages to me.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    girlatplay wrote: »
    Yup, you can have the other half :D

    LMG came home (because she thought I was out) and we managed to have a talk (I talked, she listened). I gave her the opportunity to say anything she wanted (nothing) and we are now on speaking terms again. She isn't working tomorrow (I thought she was) and will be spending the day with my mum, sis, Peachy and me :) It's not all perfect but we're getting there.

    beanielou I just want to say a really big THANK YOU to you for plodding along beside me the past few days when I've been feeling really low. I know you plod along with all of us but I've really appreciated your messages to me.[/QUOTE

    Aww that is so nice of you to say that. Thanks:A
    I remember only too well how dire I used to feel when I was in a similar position.
    Have a good day tomorrow 😊
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Just catching up, glad you and LMG have been able to talk, and hope you all enjoy your day together today :)

    (Also, now I have to make kale pesto, and those muffins...)
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