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  • Jessy103
    Jessy103 Posts: 2,242 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks SC and vix x

    Yeah, that's exactly what I've been thinking vix. I've worked out that with the money that BF gives me every month and the money I have in savings already, I'd be all good paying the bills for 4 months without a job. If I can get that up to 6 months I'd feel more comfortable leaving. I do love overpaying the mortgage though! I need to do some serious thinking over the weekend. It's very much a 'Do I stick with it for the sake of paying off the mortgage and have a better future or do I live more in the moment and think about whether I really can carry on being so unhappy, hoping that one day it will get better?' situation. 🤔

    Hehe, he is vix! He's trying so hard 😃
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • newgirly
    newgirly Posts: 9,338 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Sorry work is not great, I think I would (and did) not actually op while things are uncertain. You could still list it as an op and just have it sat in a separate account in case of emergency? 
    MFW 67 - Finally mortgage free! 💙😁
  • Jessy103
    Jessy103 Posts: 2,242 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 13 September 2020 at 6:00PM
    Thanks NG :) I've definitely decided over the weekend that I do need to leave this job, its not doing my health any good and I can't see it getting any better. I think it takes a certain person to work in customer complaints and that's just not me! If it was part time, I could handle it but 40hrs + is just too much. So, now the challenge starts to save as much money as possible to hit my target of 6 months worth of bills. I think with Christmas being around the corner, it will run into next year but I'm going to do as much as I possibly can. I'm going to start by cancelling netflix, that will save me £5.99 a month straight away and give me a kick up the butt to be more productive rather than sitting around watching the tv! 

    BF is going ahead with his new car purchase. He's been very sensible, working out the figures on his spreadsheet! He seems really excited so I'm happy for him. 

    Right, I'm off to start a new book. I have a load on my to read list and the sooner I read them, the sooner I can ziffit them! X
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Cheery_Daff
    Cheery_Daff Posts: 17,158 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a good decision Jessy. A crappy job can suck the fun out of the rest of life, and you can get to the point sometimes where you don't have the energy to leave, which is always a rubbish situation to be in. Good on you being proactive and setting your savings target - the mortgage will still be there when you've got your fabby new job and you'll be able to pay it off even more quickly! Xx
  • Jessy103
    Jessy103 Posts: 2,242 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks cheery! I really appreciate the support from you guys, as always x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • South_coast
    South_coast Posts: 5,876 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 13 September 2020 at 10:11PM
    Jessy103 said:
    I think it takes a certain person to work in customer complaints and that's just not me!
    Yes, you need to be a heartless cow like me 🤣! I always used to cheer myself up by telling myself that it wasn't me having to put up with whatever situation the customers were moaning about dealing with 😀 

    Seriously though, I think you're doing the right thing. Don't let the b*stards get you down in the meantime though x
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • I take it you are planning to look now and not later?
    If it's not adding up, compound it!
  • Ha! That reminds me of a customer who called to complain that every time they opened their patio doors, they couldn't close them and had to call their Dad to help and they were late getting back to work after lunch. 

    Me: "Er, why do you keep opening them then, when you know they've not been fixed and you won't be able to close them?"

    Darwin would be spinning in his grave....🤦‍♀️
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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