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South_coast

Hettyhound said:

....and can someone please tell me when I turned into my mother! 😵

I can pinpoint the exact moment I turned into mine. I was flicking through a catalogue and landed on a crinkle-effect dress. "That's a nice dress," said I, before going on to say "It could do with a good press though...."

Sadly I was in the room with said Mother at the time, and she found it hilarious!

themadvix

South_coast said:

Hettyhound said:

....and can someone please tell me when I turned into my mother! 😵

I can pinpoint the exact moment I turned into mine. I was flicking through a catalogue and landed on a crinkle-effect dress. "That's a nice dress," said I, before going on to say "It could do with a good press though...."

Sadly I was in the room with said Mother at the time, and she found it hilarious!

Oh that's priceless!!

newgirly

We went to the local big Xmas shop on Sunday jessy and it was packed! (So much so we didn’t stay long) I can see why it would be even more popular after this year. Hettyhound do you get nowtv? I always used to get sky movies for a couple of months over Xmas for the kids but then switched to now tv a few years ago as it’s payg and cheaper, there are often vouchers on Amazon for as little as £2.99 pm and it’s the same as sky movies, sorry if I’m telling you what you already know 😬

Jessy103

Oh hetty and SC 😂I do feel your pain though! I turned into mine a few years ago when I saw a young lass walking with a short skirt on and no coat and said out loud 'She'll catch her death out like that!'

I'm glad I'm not the only one that will hibernating over Christmas and New Year! 

Hettyhound

Oh I am so glad it’s not just me with the mother thing! 🤣

Jessy103

Erm...well...I have a confession to make..

I may have created a bit of a monster with BF, as he is now slightly obsessed with money saving, spreadsheets and Martin Lewis.
Anyway, yesterday he got very excited about an article he'd read by Martin Lewis about not saving an EF but paying off debts instead, including the mortgage, and well, one thing led to another and I may have taken £400 from the EF and paid it off the mortgage!  I still have £2100 in the EF, which would cover 3 months worth of bills if required. I had another job rejection so it did help to cheer me up!

themadvix

But Jessy, don’t forget that’s also your FU money should you want to walk away - the mortgage will still be there to OP when you’ve got a new job. Did you ever think any more about learning to drive? (Have a feeling something got in the way... a pandemic maybe??!)

South_coast

There are worse monsters to create than a money-saving one I suppose! Could you split any cash 50/50 so you feel like you're working on both goals at once? 

Jessy103

themadvix said:

But Jessy, don’t forget that’s also your FU money should you want to walk away - the mortgage will still be there to OP when you’ve got a new job. Did you ever think any more about learning to drive? (Have a feeling something got in the way... a pandemic maybe??!)

I know, vix, I know! I just couldn't help myself! I had an alright week or so at work and a good chat with my work bestie, who got into dad mode with me saying I should stick with the job and then listed all the positives. He's right but gosh darn it, I'm not going to tell him that 😂
Yeah, I found a local driving instructor but it all got put on hold with covid, so I might pick it up again next year now.

South_coast said:

There are worse monsters to create than a money-saving one I suppose! Could you split any cash 50/50 so you feel like you're working on both goals at once? 

This is true SC! 😂 
Well, I've been doing it more 70/30 but 50/50 would probably suit me better. I change my mind constantly about my current job but I do feel like while I've got it and no travel expenses, throwing everything at the mortgage isn't a terrible idea! 

newgirly

Could you have two EF accounts, one is the real EF and one is a holding account for OP’s? The op one gets added to your spreadsheet as paid off the mortgage balance but in a dire emergency when everything else is gone you could fall back on it still? 

Great news on the Martin brainwashing with boyfriend though 😆