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  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Woo hoo. That’s so amazing. 🤩 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Jessy103
    Jessy103 Posts: 2,392 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks Beanie! I'm super happy but eager to get it down even more! x
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Whoop!! To that mortgage balance - we'll done!! 🙌🙌🥳🥳
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • daisy_1571
    daisy_1571 Posts: 2,268 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    yaaaay, well done

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • CrazyBee787
    CrazyBee787 Posts: 1,203 Forumite
    1,000 Posts Name Dropper Photogenic
    Wowser you have done such a good job of getting the mortgage down, now below 10K that is excellent going!
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • themadvix
    themadvix Posts: 9,035 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Whoop! Well done Jessy! It’ll be gone in no time!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • South_coast
    South_coast Posts: 6,012 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    FOUR FIGURES 🥳🥳🥳!!!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Cheery_Daff
    Cheery_Daff Posts: 17,556 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant! ⭐⭐ 
  • Sub-10k! Awesome! 😎
  • Mrs_Money_Penny
    Mrs_Money_Penny Posts: 1,323 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congratulations 🎉
    2025 Decluttering 13021⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
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